Take the questionnaire when the market is boring. The answers you give on a green day are the honest ones. The version of you answering three weeks into a fall is a different person solving a different problem.

The point of a risk profile is not the label. It is a decision you made while calm that gets to overrule the decision you will want to make while scared. Write the allocation down and treat it as a contract with your future self.

Match it to the worst drawdown you would still hold, not the highest return you would like. A plan you abandon at minus 20 was never a plan. It was a wish wearing a plan's clothes.