Education . Systematic Investing . 3 of 3 RupeeCase
The flat years are the price of the steep ones.
01
The curve is not a straight line. It is a hockey stick. Most of your wealth arrives in the final stretch, so the early years looking like nothing is the plan working, not failing.
02
Quitting in year seven because it feels slow is the costliest move there is. You hand the steep part of the curve, the part you waited years for, to whoever keeps holding.
03
Time is the ingredient you cannot buy back. You can raise the SIP, you can pick a cleaner process, but you cannot un-skip a decade. Start early, then leave it alone.
The first crore is the slowest one you will ever earn. Sit through the boring half and the math stops working for you slowly and starts working for you all at once.
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