Eleven cards. One bad year.
Read the last column.
Same 5Y backtest engine. Here are five of them next to how each finished 2025, the year the broad market corrected.
| Card |
CAGR |
Max DD |
2025 |
| Mid-Smallcap . Eq 100 | 48.98 | -26.17 | -8.7 |
| Allcap . Eq 100 | 48.02 | -22.70 | -4.1 |
| Allcap Multi Asset . 80/10/10 | 43.57 | -21.35 | -1.7 |
| LargeMid Multi Asset . 80/10/10 | 37.12 | -17.61 | +10.1 |
| Nifty 50 . benchmark | 10.44 | -16.92 | n/a |
The narrowest hole on the shelf. The same 80/10/10 overlay as its broader twin Allcap Multi Asset, just run on the LargeMidCap 250 universe instead of the whole market. You give up 6.45 points of CAGR (37.12 against 43.57) and you get a 3.74 point shallower drawdown (-17.61 against -21.35) plus the only green calendar year in the bunch. The ten percent in debt and ten percent in gold did the cushioning.