Know the base rate before you pay for the bet.
This is not index good, active bad. It is odds. If most managers lose to the index over a decade, picking the winner in advance is a low odds bet dressed as a plan.
01
Read the ten year column, not the one good year. The pitch is always the long run. The scorecard says the long run is where active loses most.
02
One hot stretch is not skill. Mid and small active beat the index this year and still lose 82 of 100 over ten years. A short window flatters the manager.
03
You are not buying a fund. You are buying a bet that most managers lose. A rule does not need to be the rare genius. It just needs to skip the guess and the fee stacked on top of it.
Beating the index is a coin most managers lose over ten years. The real question is not which one wins. It is whether you should pay to flip it.
See the cost and the structure side by side before you pick.
rupeecase.com / compare