A fifth in debt changed the week. It did not change the year.
Largecap Hybrid against the Nifty 50. 80 percent equity from the Nifty 100, 20 percent in LiquidCase debt. 5 year rolling backtest.
| Metric . 5 year |
Largecap Hybrid |
Nifty 50 |
| CAGR | 23.74% | 10.44% |
| Sharpe | 1.22 | 0.78 |
| Worst week | -6.03% | -6.33% |
| Best week | +7.70% | +6.36% |
Look at the worst week. A fifth of the book in cash like debt made this the only card filed whose worst week landed softer than the Nifty's own. Now look at last year. 2025 still closed near minus 7 percent. The cushion took the edge off the sharpest weeks. It could not reverse a year long grind in the 80 percent that is equity. A buffer smooths the week. What you hold decides the year.