A friend filled a risk quiz on a quiet Sunday. He ticked the box that said he could sit through a 30 percent drop, so it called him aggressive and pointed him at 90 percent equities. On paper, brave. Then March came, the pot was down about 3 lakh, and the same man who ticked that box was calling me to sell the lot. Nothing in his plan had changed between Sunday and March. His mood had. And his mood was the one thing the quiz actually measured.