--- title: "Dynamic Asset Allocator Factsheet | RupeeCase" description: "Dynamic Asset Allocator factsheet: model CAGR 45.18%, max drawdown −10.57%, back tested as of 27 Apr 2026. Holdings, months, falls, costs. Print or save as PDF." source_url: "https://www.rupeecase.com/strategies/factsheets/dynamic-asset-allocator" --- Factsheet, model back tested # Dynamic Asset Allocator factsheet Dynamic Asset Allocator is a RupeeCase index that holds 52 names from the Nifty Total Market plus debt and gold, with the mix shifted by market regime, rebalanced every 3 weeks. Model CAGR 45.2% (back tested, as of 27 Apr 2026), minimum about ₹4,75,912 (as of 8 Aug 2026), moderately high risk band. The Dynamic Asset Allocator factsheet puts its model, back tested record on one printable page. [Sign up for RupeeCase](https://invest.rupeecase.com/signup?strategy=dynamic-asset-allocator) One fixed equity core, two regime switches. The machine decides how much risk to carry. Calendar years, model, back tested, after charges. Print or save as PDF Email me the PDF [Read the Dynamic Asset Allocator strategy page](/strategies/dynamic-asset-allocator) CAGR**45.18%**Nifty 50 TRI line 9.8% Max drawdown**−10.57%**peak to trough, model Sharpe ratio**2.32**Nifty 50 0.67 Minimum capital**₹4.76L**about ₹4,75,912 Model, back tested. As of 27 Apr 2026. After charges. Not a promise of future returns. Dynamic Asset Allocator, model**₹388**Nifty 50 TRI, 9.8% CAGR line**₹141** 150 200 300 ₹100 became ₹388, Nov 2022 to Jul 2026 (Nifty 50 TRI line ₹141). Log scale. ### Performance, risk, efficiency * Metric**Dynamic Asset Allocator***Nifty 50* * Performance * CAGR**45.18%***9.8%* * Cumulative return**+282.25%***+31.61%* * Sharpe ratio**2.32***0.67* * Sortino ratio**2.30***0.68* * Calmar ratio**4.25***0.52* * Risk * Max drawdown**−10.57%***−14.93%* * Volatility, a year**16.54%***12.37%* * Best week**+7.93%***+5.27%* * Worst week**−5.95%***−4.33%* * Efficiency * Weeks up**66.84%***54.74%* * Average up week**+1.94%***+1.37%* * Average down week**−1.73%***−1.34%* Model, after charges; weekly, since inception to 13 Jul 2026. CAGR, Sharpe and max drawdown as of 27 Apr 2026. ### Configuration UniverseNifty Total Market plus debt and gold SleevesEquity, debt and gold, shifted by regime Holdings52, equal weight in the equity sleeve RebalanceEvery 3 weeks, about 17 a year TierMulti asset core BenchmarkNifty 50 Minimum as of8 Aug 2026 Back test from18 Nov 2022 Metrics windowSince inception ### Calendar year returns * 2022from Nov**+1.5%** * 2023**+85.6%** * 2024**+53.8%** * 2025**+18.4%** * 2026to Jul**+12.4%** Model, back tested, after charges, 2022 to Jul 2026. ### Deepest falls 1. **−10.57%**9 Feb 2024 to 29 Mar 2024*49 days* 2. **−8.57%**6 Mar 2026 to 1 May 2026*56 days* 3. **−7.23%**18 Oct 2024 to 11 Apr 2025*175 days* 4. **−5.95%**4 Oct 2024 to 4 Oct 2024*0 days* 5. **−5.07%**20 Oct 2023 to 3 Nov 2023*14 days* Daily model record, since inception: peak to low, days to recover. ### Monthly returns * **2022**no datano datano datano datano datano datano datano datano datano data−0.72.2**+1.5%** * **2023**−2.2−2.14.43.21.66.214.29.06.92.211.410.1**+85.6%** * **2024**11.41.8−3.010.63.48.52.84.85.5−4.32.01.4**+53.8%** * **2025**−1.7−2.85.92.23.80.3−1.52.32.63.11.71.5**+18.4%** * **2026**0.46.0−6.35.62.02.91.7no datano datano datano datano data**+12.4%** Model, after charges; one calendar month per cell, in percent. ### 53 holdings * Equity Core**35%** * Debt**40%** * Eq Dynamic**25%** * STLTECH * HFCL * CUPID * BALAMINES * AVALON * ASTRAMICRO * SYRMA * KIRLOSENG * APOLLO * RATEGAIN * LLOYDSENGG * IDEA * RAIN * SUPRIYA * WELCORP * MARKSANS * WOCKPHARMA * KIRLPNU * ARVIND * TDPOWERSYS * ADANIGREEN * SAREGAMA * DIACABS * LAURUSLABS * GOLDBEES*Gold* * PARAS * MSTCLTD * AEGISLOG * INOXINDIA * TEJASNET * WABAG * ZEEL * IFCI * J&KBANK * SFL * DEEPAKFERT * HCC * THYROCARE * NIFTY4-8YRGESC*Debt* * BHEL * RRKABEL * TRITURBINE * ADANIPOWER * SKYGOLD * ADANIENSOL * GLAND * TATACOMM * VEDL * SKIPPER * HONASA * VIJAYA * TATATECH * ATHERENERG The current composition published for the strategy: a fixed equity core plus regime switches. Model portfolio, not a recommendation to buy or sell any stock. ### Sector allocation * Other, not yet mapped**43.1%** * IT & Technology**9.8%** * Capital Goods**9.8%** * Power & Utilities**9.8%** * Chemicals**5.9%** * Metals & Mining**5.9%** * Pharma & Healthcare**5.9%** * FMCG & Consumer**3.9%** * Banking & Financial**2.0%** * Realty & Construction**2.0%** * Auto & Components**2.0%** 11 sectors in the equity sleeve. ### How it works 1. 1**Groups**A menu of asset groups: equity vs debt, equity vs gold. 2. 2**Signal**A momentum and risk composite scores each group; weight moves toward the groups with the strongest risk adjusted trend. 3. 3**Allocate**Capital moves between groups as the signal changes; the published composition is a snapshot. 4. 4**Rebalance**Every 3 weeks the model runs again and republishes the full composition. ### Costs Platform fee0.2% of traded value per rebalance; no AUM or performance fee, no lock in A year on the minimum, about₹8,880 (1.9% of capital): 18 rebalances in the year to 26 Jun 2026, about 9.3 times the portfolio traded (sales and purchases), model record Inside the back testGross +325.33%, costs −39.40 pts, net +285.93%, since inception to 13 Jul 2026 Broker sideBrokerage, STT, exchange charges, GST ### Rebalance record Published rebalances63, 2 Dec 2022 to 26 Jun 2026 Names on the latest list53 (target 52) Every list is public, with the names in and out. RupeeCase is a technology platform, not a fund, a PMS or a SEBI registered investment adviser. Model figures are back tested, after estimated charges, and are not actual client returns or a promise of future returns; capital can be lost. Prices: NSE BhavCopy; the back test deducts brokerage, STT, exchange charges and GST. https://www.rupeecase.com/strategies/factsheets/dynamic-asset-allocator 02The PDF ## Email me the PDF. No sign up to read; Print saves a PDF. Leave an email for a copy and a note when Dynamic Asset Allocator rebalances. Two emails a month at most. Noted on this device. Print saves the PDF any time. In the app ## How a strategy is chosen. 1. 1Search finds strategies by name, theme or type: here, mid. 2. 2Each card: growth per year beside the NIFTY 50, max drawdown, risk band, minimum, rebalance and stocks. 3. 3The strategy page: model history after charges, the NIFTY 50 beside it, and the risk band. 4. 4Key figures: today, growth per year and max drawdown, each beside the NIFTY 50. 5. 5The History tab: every rebalance in the model record, with the stocks sold and how each did. Screens from the RupeeCase app, shown with Allcap. Model, back tested. As of 27 Apr 2026. [Watch the walkthrough](/strategies/#sxChoose) 03Documents ## Everything behind the sheet. * [Dynamic Asset Allocator strategy page](/strategies/dynamic-asset-allocator) * [Rebalance history63 rebalances](/rebalance/dynamic-asset-allocator/) * [Rebalance history, CSV](/data/rebalances/dynamic-asset-allocator.csv) * [Dynamic Asset Allocator as plain text](/strategies/dynamic-asset-allocator.md) * [Multi asset core tier](/strategies/by-tier/multi-asset) * [Disclaimers](/disclaimers) ### Other factsheets * [higher CAGR5Paisa Focused Alpha 5CAGR 54.1%](/strategies/factsheets/5paisa-focused-alpha-5) * [lower CAGRAllcapCAGR 44.7%](/strategies/factsheets/allcap) * [All marketAllcap Multi Asset](/strategies/factsheets/allcap-multi-asset) * [All marketTotalMarket Hybrid](/strategies/factsheets/totalmarket-hybrid) CAGR on the cards: Model, back tested. As of 27 Apr 2026. 04Questions ## The Dynamic Asset Allocator factsheet, in plain words. ### What does the Dynamic Asset Allocator factsheet show? The model, back tested record of Dynamic Asset Allocator: a CAGR of 45.18%, a deepest fall of −10.57% and a Sharpe ratio of 2.32 as of 27 Apr 2026, with 52 holdings rebalanced every 3 weeks. Every figure is after estimated charges and names its date. ### What does it cost to run Dynamic Asset Allocator? 0.2% of traded value per rebalance, nothing else: no subscription, no AUM fee, no performance fee and no lock in. About 1.9% of capital a year at 0.2% of traded value, from the published rebalance record: 18 rebalances in the year to 26 Jun 2026, about 9.3 times the portfolio traded (sales and purchases). Weight resets and broker side charges (brokerage, STT, exchange charges, GST) are not included. Turnover varies year to year. On the minimum capital of ₹4,75,912 that is about ₹8,880 a year, an estimate from the model record, not a promise. ### How much capital does Dynamic Asset Allocator need? About ₹4,75,912, enough to hold one share of every name at recent prices, as of 8 Aug 2026. More capital tracks the model weights more closely. ### Are these actual returns? No. RupeeCase is a technology platform, not a fund, a PMS or a SEBI registered investment adviser. Model figures are back tested, after estimated charges, and are not actual client returns or a promise of future returns; capital can be lost. Explore next ## Read the record behind the factsheet. * [Free module 7.8Macro Regime Investing, Tying It All Together10 min read](/learn/path-7/module-7-8-macro-regime-investing) * [CalculatorDrawdown and recoveryFree, with the formula and a worked example](/learn/tools/drawdown-recovery-calculator) * [SectorCapital Goods stocksNSE sector across the 18 index algos](/sectors/capital-goods) * [Free module 2.4How Backtesting Works8 min read](/learn/path-2/module-2-4-how-backtesting-works) ## Dynamic Asset Allocator. Read the rules, then decide. [Sign up for RupeeCase](https://invest.rupeecase.com/signup?strategy=dynamic-asset-allocator)[Compare strategies](/compare) About ₹4.76L to start. 0.2% of traded value per rebalance, no lock in.