Large Cap Multi Asset
Conservative cornerstone. 20 large-caps + debt + gold. 4-week rebalance.
Risk: Moderately High
Universe: Nifty 100 under ₹5,000
Benchmark: Nifty 50
Equity 80 / Debt 10 / Gold 10
Screen the Nifty 100 for stocks under ₹5,000, hold the top 20 momentum names, layer 10% LiquidCase debt and 10% GoldBees on top, rebalance every 4 weeks. The 5-year backtest produced a 219.48% cumulative return against the Nifty 50's 59.62%, Sharpe 1.32, max drawdown 20.96%, and the lowest volatility large-cap card on the lineup at 19.00%. The defensive overlay reduces single-stock noise and produces the smoothest equity-cushioned ride at ₹1,19,098 minimum capital. 2025 closed positive at +0.8 percent, the gold sleeve dampened the equity drawdown.
Net Return (5Y)
+219.48%
Nifty 50: +59.62%
Alpha vs Nifty 50
+159.86%
Cumulative outperformance
CAGR
+26.14%
Nifty 50: +9.80%
Performance, Risk, Efficiency (5Y rolling)
| Metric | Strategy | Nifty 50 |
|---|
| Performance |
| Cumulative Return | 219.48% | 59.62% |
| CAGR | 26.14% | 9.80% |
| Sharpe Ratio | 1.32 | 0.73 |
| Sortino Ratio | 1.30 | 0.70 |
| Calmar Ratio | 1.25 | 0.58 |
| Risk |
| Max Drawdown | -20.96% | -16.92% |
| Volatility (Annualised) | 19.00% | 14.04% |
| Best Week | +7.41% | +6.36% |
| Worst Week | -6.12% | -6.33% |
| Efficiency |
| Win Rate | 59.77% | 57.47% |
| Avg Win | +2.20% | +1.49% |
| Avg Loss | -2.07% | -1.57% |
Configuration
Sleeves
Eq 80 / Debt 10 / Gold 10
Cost Decomposition
Gross Return
247.69%
Pre-cost
Estimated Cost
28.22%
Tied for lowest on lineup
Net Return
219.48%
What investors realise
Year by Year Performance
Monthly Returns Heatmap (5Y)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD |
|---|
Current Holdings (post 11 May 2026 rebalance) | 20 equity + Debt + Gold
Worst 5 Drawdown Periods (Completed)
| Started | Recovered | Max Drawdown | Duration (days) |
|---|
| 2022-04-15 | 2022-08-05 | -16.62% | 112 |
| 2022-12-16 | 2023-06-02 | -12.77% | 168 |
| 2021-10-22 | 2022-03-25 | -9.08% | 154 |
| 2023-09-15 | 2023-11-03 | -6.33% | 49 |
| 2024-02-23 | 2024-03-22 | -5.01% | 28 |
Key Insight
The conservative cornerstone of the marketplace. CAGR 26.14% is materially lower than the small/mid-cap momentum cards (which run 40 to 56 percent), but volatility is also lower at 19.00% versus 23 to 30 percent for those cards. Worst week at minus 6.12 percent is shallower than the Nifty 50 itself. Cost ratio of 28.22 percent is tied for the lowest in the marketplace (matched only by Largecap Hybrid) because 4-week rebalance + 22 holdings + large-cap focus produces minimal turnover. 2025 closed plus 0.8 percent, positive while the pure-equity twin Focused Largecap 20 closed minus 3.5 percent. The gold sleeve absorbed the equity drawdown. Right card for a ₹1.19L investor who wants disciplined large-cap momentum with a debt+gold cushion baked in.
Private and Confidential. Backtest results are 5-year rolling on the platform's standard methodology with all estimated charges (brokerage, STT, taxes) deducted. Net return is computed as Gross 247.69 percent minus Cost 28.22 percent equals 219.48 percent. Past performance is not indicative of future results. RupeeCase platform fee is 0.2 percent on traded value, charged only when trades execute. No subscription, no AUM fee. Markets-linked products carry market risk including loss of principal. Read all scheme-related documents at invest.rupeecase.com/disclaimers before investing. This factsheet is for information only and does not constitute investment advice.