Dynamic Asset Allocator
One fixed equity core, two regime switches. The machine decides how much risk to carry. 3-week rebalance.
Risk: Moderately High
Universe: Nifty Total Market + Debt + Gold
Benchmark: Nifty 50
Equity 35 / Switch 40 / Switch 25
The only dynamic strategy on the lineup. A fixed 35% equity momentum core stays invested through every regime, while a 40% sleeve switches between equity and debt and a 25% sleeve switches between equity and gold, both decided by the model every 3 weeks. Since inception on 18 Nov 2022 the strategy produced a 281.31% cumulative return against the Nifty 50's 30.58%, a Sharpe of 2.32, and a max drawdown of 10.57%, shallower than the benchmark's own 14.93%.
Net Return (SI)
+281.31%
Nifty 50: +31.61%
Alpha vs Nifty 50
+250.73%
Cumulative outperformance
CAGR
+44.14%
Nifty 50: +7.83%
Performance, Risk, Efficiency (since inception, after charges) | returns as of 28 Jul 2026, risk metrics as of 13 Jul 2026
| Metric | Strategy | Nifty 50 |
|---|
| Performance |
| Cumulative Return | 281.31% | 31.61% |
| Annualised Return (CAGR) | 44.14% | 7.83% |
| Sharpe Ratio | 2.32 | 0.67 |
| Sortino Ratio | 2.30 | 0.68 |
| Calmar Ratio | 4.25 | 0.52 |
| Risk |
| Max Drawdown | -10.57% | -14.93% |
| Volatility (Annualised) | 16.54% | 12.37% |
| Best Week | +7.93% | +5.27% |
| Worst Week | -5.95% | -4.33% |
| Efficiency |
| Win Rate | 66.84% | 54.74% |
| Avg Win | +1.94% | +1.37% |
| Avg Loss | -1.73% | -1.34% |
Configuration
Universe
Nifty Total Market + Debt + Gold
Sleeves
Eq 35 / Switch 40 / Switch 25
Cost Decomposition (as of 13 Jul 2026)
Gross Return
325.33%
Pre-cost
Estimated Cost
39.40%
Brokerage, STT, taxes
Net Return
285.92%
What investors realise
Year by Year Performance
Monthly Returns Heatmap (Since inception)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD |
|---|
Current Composition (post 29 Jun 2026 rebalance)
Equity Core
35%
37 stocks, fixed momentum sleeve
Debt
40%
LiquidCase, regime switch
Gold
25%
GoldBees, regime switch
The two switch sleeves flip between equity and their defensive asset based on relative momentum: the 40% sleeve between equity and debt (liquid or G-Sec debt ETFs), the 25% sleeve between equity and GoldBees. Current state is defensive on both.
Worst 5 Drawdown Periods
| Started | Recovered | Max Drawdown | Duration (days) |
|---|
| 2024-02-09 | 2024-03-29 | -10.57% | 49 |
| 2026-03-06 | 2026-05-01 | -8.57% | 56 |
| 2024-10-18 | 2025-04-11 | -7.23% | 175 |
| 2024-10-04 | 2024-10-04 | -5.95% | 0 |
| 2023-10-20 | 2023-11-03 | -5.07% | 14 |
Key Insight (written 13 Jul 2026)
The story here is not the stock list, it is the risk dial. A fixed 35% equity momentum core compounds through every regime, and every 3 weeks the model decides whether the other 65% belongs in equity, debt, or gold. Through the corrections of 2024 and 2025 the two switches spent long stretches parked in debt and gold, which is why the max drawdown stayed at 10.57% while the Nifty 50 fell 14.93%, even as the equity core kept compounding. The right card for an investor who wants the asset mix managed for them, not just the stock selection. Minimum capital is ₹2,63,220 and the headline figures refresh from the live data above.
Private and Confidential. Backtest results are since inception (18 Nov 2022) on the platform's standard methodology with all estimated charges (brokerage, STT, taxes) deducted. Net return is computed as Gross 325.33 percent minus Cost 39.40 percent equals 285.92 percent. Past performance is not indicative of future results. RupeeCase platform fee is 0.2 percent on traded value, charged only when trades execute. No subscription, no AUM fee. Market-linked products carry market risk including loss of principal. Read all scheme-related documents at invest.rupeecase.com/disclaimers before investing. This factsheet is for information only and does not constitute investment advice.