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Withdraw: what is sold, and where does the money go?

Withdraw sells holdings to raise an amount: Part of it sells every stock in proportion, Everything sells all. The money stays in your broker account.

1:09 video
5 chapters
Basic view
Captions, no sound

Watch: Withdraw

Withdraw sells holdings to raise money.

Withdraw: what is sold, and where does the money go?

5 chapters, 1:09, no sound

Screens from the RupeeCase app on sample data. Strategy figures are model, back tested, as of the date on screen. Formula and example numbers are illustrative.

Where it is

ScreenPortfolioBasic

Withdraw in the portfolio action bar. Basic and Advanced.

What it means

Withdraw money asks for Part of it or Everything. Part of it sells every holding in proportion, so the mix stays the same, and says about what share of each it sells. An amount at or above the value is refused: choose Everything for that. Everything sells all holdings. The money lands in your own broker account, not with RupeeCase.

The formula

A partial withdrawal sells about the same share of every holding: the amount over the current value. Invested falls by the amount taken out.

As computed in the RupeeCase app

Part of it: sells about amount / current value of every holding
An amount at or above the current value is refused (choose Everything)
Everything: sells all holdings
The money stays in your broker account

Worked example

Example only

Portfolio value Rs 3,00,000; withdraw Rs 60,000
60,000 / 3,00,000 = 20%: about 20% of every holding is sold
Invested falls by Rs 60,000, from Rs 2,85,000 to Rs 2,25,000

How to read it

The summary line says what will be sold before you confirm.
Invested drops by what you take out, so Return is on the money still in.
Cancel closes the sheet; nothing is sent.

Watch out

Confirm withdrawal on a Live portfolio places real sell orders.
Selling can bring capital gains tax and charges.
Moving money from your broker account to your bank is done at your broker.

Transcript

The video has no sound. These are its on screen captions, chapter by chapter.

0:00Where it is. Withdraw sells holdings to raise money.
0:05What it means. Choose Part of it or Everything.
0:35Worked example. Worked example, example only: Portfolio value Rs 3,00,000; withdraw Rs 60,000. 60,000 / 3,00,000 = 20%: about 20% of every holding is sold. Invested falls by Rs 60,000, from Rs 2,85,000 to Rs 2,25,000.
0:41How to read it. How to read it: The summary line says what will be sold before you confirm. Invested drops by what you take out, so Return is on the money still in. Cancel closes the sheet; nothing is sent.
0:47Watch out. Holdings are sold to raise the amount; the money stays in your own broker account.

Terms in this tutorial

LTCGLong Term Capital Gains.
STCGShort-term capital gains.
transaction costAll costs of trading including brokerage, STT, exchange charges, GST, and slippage.

Learn it in depth

TKeep watching

Next tutorial.

1:05Next tutorial, Your moneyLedger and Orders: where is every rupee in and out?The Ledger tab lists your money in and out, your charges and every event; Orders lists the open orders at your broker while an action runs.Watch next

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Education only, not investment advice. Screens are recordings of the RupeeCase app on sample data. Strategy figures are model, back tested and after estimated charges, as of the date on screen; they are not client returns and not a promise of future returns. Formula and worked example numbers are illustrative. RupeeCase is a technology platform operated by QC Alpha Technologies Pvt Ltd; it is not a mutual fund, a PMS, an AIF or a SEBI registered investment adviser. Trades execute through your own SEBI registered broker and the shares sit in your own demat. Investments in securities markets are subject to market risks.