Every terminal screen, explained

More videos on this step

• 1:51

  Walkthrough, 1 chapters, voice

  Meet RupeeCase: systematic investing, your own demat

  Why rules beat gut feel, and what RupeeCase gives you: 18 rule based strategies, factsheets, compare, Practice then Live, rebalances and the Research Lab.

  What the voice says, chapter by chapter

  1. Meet RupeeCase Why rules beat gut feel, and what RupeeCase gives you: the strategies, Practice then Live, your own broker and demat.

  Open the walkthrough page

• 2:37

  Walkthrough, 5 chapters, voice

  How a strategy is chosen

  Find a strategy in the marketplace: search, filters, the figures on a card, the strategy page with its model history, key figures, risk band and minimum, and the History tab with every rebalance.

  What the voice says, chapter by chapter

  1. Search and filters This is the marketplace. Search finds a strategy by name, theme or type. It answers: where do I start, among so many strategies? Type a word you know, such as a theme, and the list shrinks to the matching strategies. Filters narrow the list, here by risk. Risk bands run from Low to Very High. Pick the band that matches what you can live with on a bad stretch, then read the cards that remain. Next, look at a card.
  2. A card in Basic Each card leads with growth per year, after charges, beside the NIFTY 50. This is model, back tested, as of 27 April 2026. Compare the two. If the strategy figure is higher than the NIFTY 50 figure, the model did better than the index over that history. Past performance is not a promise of future returns. Then max drawdown, the risk band, the minimum, the rebalance and the stocks. Max drawdown is the deepest fall from a peak in the history, so a smaller fall means a gentler ride. The minimum is Rs 22,000 for the 18 retail strategies. Press a card to open its page.
  3. The strategy page The strategy page opens on its model history beside the NIFTY 50. The chart answers: how did this model move compared with the index, over the same period? Read the two lines together. If they move apart, look at when it happened. The risk band sits at the top, and the minimum sits by Invest. Read the band before the return. Then check the minimum against the cash you have. Next, the key figures.
  4. Key figures Key figures: today, growth per year and max drawdown, each with the NIFTY 50. Today is the latest model figure, as of 27 April 2026. Growth per year tells you the yearly pace of the model history, after charges. Max drawdown tells you the deepest fall in that history. Always read each figure against the NIFTY 50 beside it. Higher growth with a smaller fall than the index is the pairing that reads well. Model, back tested. Not a promise of future returns. Next, open the History tab.
  5. Every rebalance on record The History tab lists every rebalance: the date, what was sold and how it did. This answers: how often does this strategy change its stocks, and how did the stocks that left do? Read down the dates for the pace. Read each line for what left the portfolio. Many changes mean more trading, and so more fee. This record is model, back tested, as of 27 April 2026. Next, compare strategies side by side.

  Open the walkthrough page

• 1:41

  Walkthrough, 3 chapters, voice

  Compare before you pick

  Select up to four strategies in the marketplace, read the compare sheet row by row, then add NSE indices to a strategy's chart.

  What the voice says, chapter by chapter

  1. Select up to four In the marketplace you can select up to four strategies to compare. Comparing answers: how do these look side by side, rather than one card at a time? Tick the cards that interest you. Four is the limit. The tray holds the picks. It shows the strategies you have chosen so far. Check the tray, remove one if you want a different mix, and then open the compare sheet. The model figures there are back tested, as of 27 April 2026.
  2. The compare sheet Each line starts at 100 at the first month all four share. This puts the strategies on the same footing, even if some began earlier. So you compare growth from a common start. Read the lines by the gap. A line that ends higher grew more over that shared period. Row by row, a check mark sits on the better value. For growth, the higher value gets it. For max drawdown, the smaller fall gets it. Read the whole row, not only the marks. A strategy with fewer marks may still match your risk band. Past performance is not a promise of future returns.
  3. Add NSE indices On a strategy page, Compare adds NSE indices to the chart. This answers: how did the strategy do against the market segments I already know? Press Compare, choose an index, and its line appears beside the strategy's model history. Every line starts at 100, and the legend gives each return. Indices carry no costs, while the strategy is shown after charges, so keep that in mind when you read the gap. This is model, back tested, as of 27 April 2026. Next, if you decide to go ahead, press Invest and begin with Practice.

  Open the walkthrough page

• 1:24

  Tutorial, 5 chapters, voice

  Compare strategies: how do I set up to four side by side?

  Pick up to four strategies on the Marketplace and compare their model growth, drawdowns and figures in one sheet, with a mark on the better value.

  What the voice says, chapter by chapter

  1. Where it is The Marketplace lets you set up to four strategies side by side. On a desktop, use the compare button on each card. On a phone, press Select to start picking, then tap each card. A long press on a card works too. The tray at the bottom holds your picks, up to four, and opens the comparison. It answers one question: how do these strategies differ? Try picking two cards now. On a phone, Select starts the picking. Tap each card you want. The tray holds up to four picks, so remove one to add another. Then open the tray.
  2. What it means The chart rebases every line to 100 at the first month all your picks share, on a log scale. Chips for 1Y, 3Y, 5Y and All change the chart window. Below the chart, rows set the card figures side by side. A check mark sits on the better value in each row that has a direction. For max drawdown, the smaller fall gets the check mark. For growth, net return, alpha and Sharpe, higher is better. For volatility, smaller is better. The rows are model figures, back tested, as of 27 April 2026, full history, after estimated charges. Advanced adds alpha, Sharpe, inception and universe.
  3. Worked example Here is a worked example, example only. Strategy A grew from 100 to 600 since the common start, and B grew from 100 to 400. Max drawdown is minus 25% for A and minus 18% for B, so the check mark goes to B, the smaller fall. Growth a year is 40% for A and 30% for B, so that check mark goes to A. Each row has its own winner. Read every row before forming a view of the pair.
  4. How to read it The 1Y chip moves the chart only. The rows below stay on full history. Read a row across: the check mark marks the better value on that row only. On a log scale, equal steps are equal percentage moves, so a steady grower looks like a straight line. Growth a year here is the same as the card's Growth per year. Next, open a factsheet for any pick and check the same figures there.
  5. Watch out Watch out: the rows ignore the 1Y, 3Y and 5Y chips, so they always show the full history. Lines start at the first month every pick shares, so a newer strategy shortens the chart for all of them. A check mark compares past model figures. It is not a recommendation, and past performance is not a promise of future returns. Next, Compare with: what do index, fund and strategy lines show?

  Open the tutorial page

• 1:32

  Tutorial, 5 chapters, voice

  Compare with: what do index, fund and strategy lines show?

  The Compare button on a strategy chart adds up to ten indices, funds or other strategies. Each kind of line measures something different.

  What the voice says, chapter by chapter

  1. Where it is Under the strategy chart you will find a Compare button. It opens Compare with. At the top is a search box, then the primary benchmark, then three lists: Indices, Mutual funds and Strategies. It answers the question: how did this strategy do against something I already know? Pick up to 10 lines and press Done. This works in Basic and Advanced. Open it on any strategy page. At the top of the picker sits the primary benchmark. This is the line that the key figures and the tabs measure against. Choose it with care, because that choice is saved for every strategy page, not just this one.
  2. What it means An index line is the index level itself. It is a price index, so it carries no costs, and dividends are not added. A fund line is the NAV of the fund's plan, so it is already after its expense ratio. A strategy line is model history, after estimated charges. The model is back tested, as of 27 April 2026. Every line starts at 100, so growth reads side by side. The legend gives each return. The formula: each line is its value divided by its value on the first point, times 100.
  3. Worked example Here is a worked example, example only. Over the same window, a strategy goes from 100 to 160 and an index goes from 100 to 130. The strategy is plus 60%, the index is plus 30%, so there is a 30 point gap. Remember that the index has no costs, while the strategy line is after charges. So the strategy cleared a tougher bar. Try the same comparison on your own window and read the legend.
  4. How to read it Compare like with like. A NIFTY 500 line has no costs, while Allcap and Midcap lines are after charges. How to read it: the legend gives each line's return at the end of the window. An index has no costs, a fund is after its expense ratio, and a strategy is after estimated charges. You can add up to 10 picks, plus the primary benchmark. Next, add one index and one fund to a strategy you follow and read the gap.
  5. Watch out Watch out: changing the primary benchmark changes it on every strategy page and every figure that uses it. Index lines are price indices, so dividends paid by the companies are not added. Your picks are saved on this device only, so another phone or browser starts fresh. Past performance is not a promise of future returns. Next, the Compare card: return or growth per year?

  Open the tutorial page

• 1:09

  Tutorial, 5 chapters, voice

  The Compare card: return or growth per year?

  The Compare card on the Returns tab ranks the strategy against its benchmark and picks: return under 12 months, growth per year at 12 months or more.

  What the voice says, chapter by chapter

  1. Where it is Open a strategy and go to the Returns tab. The first card is the Compare card. It ranks every line on the chart as a bar: the strategy, its primary benchmark and any lines you added. It answers a plain question: over this period, which line did better, and by how much? The card works in Basic and Advanced. In Advanced you also get a Table button. Start by looking at the card with the period chips set to a few different windows.
  2. What it means Over 12 months or more, the bars rank growth per year, so a long period is comparable with a short one. A line running through the bars marks the primary benchmark. A bar past the line was ahead of it over the same window. On 6M, the card ranks the plain return for the period, because a short return should not be stretched into a yearly rate. So the rule is simple. Under 12 months the bars show the return over the period. At 12 months or more they show growth per year. The reference line is always the primary benchmark over the same window.
  3. Worked example Here is a worked example, example only. Over 6 months, a value moving from 100 to 110 is a plus 10% return. Over 3 years, 100 to 172.8 is 20% a year, because 1.2 times 1.2 times 1.2 equals 1.728. Both bars may look similar in height, yet they mean different things. The label under the bars tells you which: Return over the period, or Growth per year. Move the period chips and watch the label change.
  4. How to read it In Advanced, press Table. It lists each line's return, growth per year, max drawdown, volatility, Sharpe, highest and lowest month, and positive weeks, all over the same window. Read the label under the bars first: return or growth per year. A bar past the benchmark line was ahead of it over the same window. Then open Table in Advanced to put the risk figures beside the returns. A higher return with a deeper drawdown is a different experience from a lower return with a shallow one.
  5. Watch out Watch out: a 6 month return and a 3 year growth per year are not the same kind of number, so never compare them directly. The card follows the period chips, while Marketplace cards do not. Index lines carry no costs, but strategy lines are after estimated charges, so the gap is not entirely skill. Past performance is not a promise of future returns. Next, chart metrics: Value, Return, Drawdown and the log scale.

  Open the tutorial page

• 1:24

  Tutorial, 5 chapters, voice

  Chart metrics: Value, Return, Drawdown and the log scale

  The chip on a strategy chart switches between Value, Return and Drawdown; Advanced adds rolling figures and a log scale for long histories.

  What the voice says, chapter by chapter

  1. Where it is Under the strategy chart there is a chip, and at first it reads Value. This chip sets what the chart draws. Value, Return and Drawdown are in Basic and Advanced. The rolling metrics and the Log chip are in Advanced. Why does it matter? One line can answer very different questions: what is my money worth, how much did it gain, and how far has it fallen. Tap the chip and cycle through the choices to see the same history drawn three ways.
  2. What it means Value draws Rs 10,00,000 put in at the start of the window, so you can see what that money became. Return draws the gain from the start, in percent. Drawdown draws the fall from the peak so far. Zero means a new peak. Return is the value over the value at the start, minus 1. Drawdown is the value over the peak value so far, minus 1. A rolling return is the value over the value one window earlier, minus 1. Log plots the logarithm of the value.
  3. Worked example Here is a worked example, example only. Rs 10,00,000 grows to Rs 15,00,000, so Return is plus 50%. Now say the peak was Rs 15,00,000 and the value is now Rs 12,00,000. Drawdown is minus 20%. On a log chart, 100 to 200 and 200 to 400 rise by the same height, because each is a doubling. Try Return and Drawdown on a strategy and see how the same history reads differently.
  4. How to read it In Advanced, rolling figures draw a value over a moving window that ends at each date, such as rolling return, volatility, Sharpe or beta. Log gives equal heights for equal percentage moves, which helps on long windows where early moves look flat. Read the chip first, because it names what the chart shows. Drawdown at 0% means the line is at a new peak. Compare it with the Return view to see how much of a fall the gain came with.
  5. Watch out Watch out. Rolling metrics need enough history, so a short series says Needs more history. Log applies to Value only. The metric and the scale are saved on this device for every strategy page. So if a chart looks different when you open another strategy, check the chip and the Log setting first. Past performance is not a promise of future returns. Next, the invest sheet: what happens when I press Invest?

  Open the tutorial page

• 1:07

  Tutorial, 5 chapters, voice

  Marketplace chips: what do New, Partner and the themes mean?

  What New, Partner, the theme tags such as Momentum and Equal weight, and the Factsheet link on a Marketplace card mean, and where each one comes from.

  What the voice says, chapter by chapter

  1. Where it is On the Marketplace, each strategy card can carry small chips. New marks a strategy listed in the last 90 days. It tells you the listing is recent, nothing more. On a phone, open the More sheet on a card to see the same chips. Partner strategies follow the RupeeCase ones in the list. A Partner chip means the strategy is published by a partner account. You will see the same tags on the strategy page head and in About this strategy.
  2. What it means Momentum is the tag unless the name says equal weight. So Momentum is a default label, not a verdict on the method. Theme tags are read from the name and the design, not picked by hand. Besides Momentum you may see Multi asset, Hybrid, Dynamic allocation, Focused, Sector or Margin, written MTF. To sum up: New means listed within 90 days. Partner means the strategy belongs to a partner account. Themes come from the name and the design. Each chip answers a different question: how recent, who published it, and how it is built.
  3. Worked example Here is an example only. A strategy listed 60 days ago shows the New chip. At 90 days the New chip goes away. But the model history behind it can start years earlier. So New tells you about the listing date, not about how much history there is. Check the history length on the strategy page itself, in the chart and key figures, before you read anything into a New chip. Sort by Recently added uses the same listing date.
  4. How to read it Factsheet opens the strategy's own document in a new tab. It is the owner's document, so read it as their description of the strategy. Now use the chips to narrow the list. In Filters, Theme keeps strategies by these tags, and Source can hide partner strategies. Remember Momentum is the default tag, not a statement about the method. And New says the listing is recent, not that the history is short. Try one theme filter and see how the list changes.
  5. Watch out Theme tags come from names and settings, so read the description too. A factsheet is the strategy owner's document, while the card figures are model history after estimated charges. Also, the Partner chip on a card shows only while you search, though table rows always carry it. So do not assume that a card without the chip is not a partner strategy. Check the Source group in Filters to be sure. Next, correlation: how closely did two lines move together?

  Open the tutorial page

• 0:56

  Tutorial, 5 chapters, voice

  Correlation: how closely did two lines move together?

  Correlation and R squared in the Market link card, and the Diversification card's pairs with the benchmark and your Compare picks, as the app works them out.

  What the voice says, chapter by chapter

  1. Where it is Open the Risk tab in Advanced. Two cards matter here. Market link sets the strategy against its primary benchmark, showing Correlation and R squared. Diversification does the same for the strategy, its benchmark and each pick from Compare. On a phone it is a track, on a wider screen a matrix. The question they answer is: do my lines move together, or do they give me some spread? Open the Risk tab and find Market link first.
  2. What it means Correlation runs from minus 1 to 1. Near 1, the weekly returns rose and fell together. Near 0, there was little link. Below 0, they tended to move opposite ways. R squared is correlation squared. It is the share of the strategy's weekly swings that line up with the benchmark's. The method is Pearson correlation of weekly returns, on the weeks both lines share. Diversification needs 26 common weeks for each pair. It calls a link weak under 0.3, moderate up to 0.8, and strong from 0.8, either sign.
  3. Worked example Here is a worked example, example only. Say the correlation with NIFTY 50 is 0.6. R squared is 0.6 times 0.6, which is 0.36. So about a third of the weekly swings line up with the index, and the rest do not. Under the card's bands, 0.6 is a moderate link. A value near 0.9 would be strong, and a value near 0.1 would be weak. Work the sum for your own pair.
  4. How to read it The Diversification card pairs the strategy with its benchmark and with your picks, each pair worked out on the weeks both lines have. How to read it: high correlation with your other picks means they tended to move together. A negative correlation is not a loss. It only says the two tended to move opposite ways. To test a combination, add an index, fund or strategy with Compare, then read the card again. Look for pairs that read weak or moderate.
  5. Watch out Watch out: correlation says nothing about size. A line can be highly correlated and still move less. It describes past weeks, and links between markets change over time. This recording reads month end history, so its pairs are months, not weeks. Treat it as one lens among many. Past performance is not a promise of future returns. Next, your return three ways: why do the hero, key figure and XIRR differ?

  Open the tutorial page

• 1:19

  Tutorial, 5 chapters, voice

  Exit rank and strength filters: when does a sleeve sell?

  Exit rank, Max entry, Strength quality, Strength exit, Cash parking and Max stock price in the Research Lab, and the Rank column of the Holdings table.

  What the voice says, chapter by chapter

  1. Where it is This is the Research Lab, on the Dynamic allocation tab. Each sleeve row carries three boxes: Stocks, Exit rank and Max entry. Stocks is how many names the sleeve holds. The other two decide when a sleeve lets go of a stock, and how far down the ranking it may reach for a new one. Settings holds the rest: Max stock price and the Technical filters, which are Strength quality, Strength exit and Cash parking. Together they answer one question: how often does this sleeve trade? Find the row first, then read each box.
  2. What it means Exit rank is a buffer. Stocks are ranked by momentum, and a lower rank is stronger. With Strength exit on, a held stock stays until its rank falls past the Exit rank. Left blank, that is Stocks plus 10. Max entry says how deep a new entry may reach down the ranking when top names fail the filter. Strength quality admits only stocks whose 50 day average is above their 200 day average, a long term uptrend. Cash parking holds what the filters cannot place, in the instrument you pick, LIQUIDCASE by default. So the buffer reduces selling, the quality test and Max entry shape what is added, and parked cash holds the rest.
  3. Worked example Let us work an example, example only. Say Stocks is 10 and you leave Exit rank blank. The limit becomes 20. A holding slips from rank 8 to rank 17. It is still inside 20, so it is kept. Later it slips to rank 23. That is past the limit, so it is sold at the next rebalance. Notice that a move from 8 to 17 caused no trade at all. Without the buffer, that holding would have been replaced as soon as it left the top 10. Try your own numbers in the Lab and watch which ranks stay.
  4. How to read it Open Customise, then Tables, and add Rank to the Holdings table. Rank is a stock's place in its universe this week. A wider gap between Stocks and Exit rank means fewer sales on small moves. Remember that Exit rank works only with Strength exit on. Max entry and Cash parking need a strength filter on. If a stock shows Out, it has no rank in the ranking the page reads, which is its universe's top 70. Out is not an error. It simply means the stock sits outside the list.
  5. Watch out Watch out for three things. The Lab shows no tips on these fields, so this video and the glossary are your guide. This recording hides the Holdings Rank column, because the live rank has no published source. Fewer sales can also mean holding a weakening stock for longer, so a wide buffer has a cost as well as a benefit. Now try it in Practice, where no broker order is placed. Change Exit rank, run the sleeve, and compare how often it trades.

  Open the tutorial page

More videos on this step

• 2:13

  Walkthrough, 4 chapters, voice

  What it costs

  Model returns are after estimated charges; your own charges and turnover are on the Ledger tab; the platform fee is 0.2% of traded value per rebalance.

  What the voice says, chapter by chapter

  1. Model returns after charges The Charges card shows the model before and after estimated charges. This is Energy Basket, model, back tested, since May 2021, as of 27 April 2026. Why does it matter? A return before charges is not what reaches you. Read the two figures together. The gap between them is the estimated cost of running the model. A small gap means the charges took a small part. Year by year returns are after charges too. Model, back tested. Not a promise of future returns. Use them to see how the model behaved in different years, rather than to guess the next one. Next, open the turnover chart.
  2. Turnover per rebalance The platform fee is charged on what trades at each rebalance. This chart is Turnover per rebalance, Energy Basket, model record. Why does it matter? The more that trades, the more the fee, because the fee follows the value traded. Each bar is one rebalance. A taller bar means more traded at that rebalance. For the 18 retail strategies, the fee is 0.2% of the value traded. This is model, back tested, as of 27 April 2026. Next, look at your own charges on the Ledger tab.
  3. Your charges on the Ledger Your own charges and turnover are on the Ledger tab. The model figures are a back test, while the Ledger is about your actual portfolio, from the day you invested. It answers: what did I really pay? Read the money in and out, then the charges against the amount you invested. For the 18 retail strategies the platform fee is 0.2% of the value traded, so look for it among your charges. Next, the platform fee itself.
  4. The platform fee The platform fee is 0.2% of the value traded, for the 18 retail strategies. It is charged at each rebalance, and only on what trades, not on your whole portfolio. For example, if a rebalance traded Rs 1,00,000, the fee on that rebalance would be Rs 200. That is an example only. The minimum investment is Rs 22,000 for the 18 retail strategies. Before you invest, read the Charges card, the turnover chart and the Ledger together.

  Open the walkthrough page

• 1:09

  Tutorial, 5 chapters, voice

  Model history or your portfolio: which numbers am I looking at?

  Strategy pages show a back tested model after estimated charges. The Dashboard shows your own live portfolio. How to tell them apart in the app.

  What the voice says, chapter by chapter

  1. Where it is Every strategy page opens on its model history. Look for the Model history tag in the hero. Every figure on the Marketplace and on a strategy page carries that meaning, in both Basic and Advanced. Model history is a back test of the strategy's rules, after estimated charges, before taxes on your gains. It shows what the rules would have done in the past. It is not a record of anyone's own money.
  2. What it means Your own portfolio is on the Dashboard. Its value is the live value of what you hold at your broker, counted from the day you invested. That is real money, not a back test. The sums differ too. For model history, take what Rs 10,00,000 put in at the start of the chosen window would have grown to, after estimated charges. For your portfolio, take your holdings at the live price plus cash, less estimated costs. One is a what if. The other is what you hold.
  3. Worked example Here is an example only. For the model, Rs 10,00,000 became Rs 18,00,000 over the window, which is 80%. For you, Rs 2,00,000 invested 3 months ago is worth Rs 2,06,000, which is 3%. Both can be true at the same time. One is a back test of the rules over a long window. The other is your money over a short one. Do not set one against the other without noting the window and the start date.
  4. How to read it On a portfolio, these Returns cards are the model since you invested. A band saying not your portfolio marks them. Before you read any strategy figure, look for the Model history tag. On a portfolio, the hero and the key figures are yours, live, since you invested. The tagged cards below are the model. Ask of each number: is this a back test, or is this my money? Open your Dashboard and try it on one portfolio.
  5. Watch out Model history is a back test. Past performance is not a promise of future returns. On a portfolio, the Returns and Risk tabs mostly show the model since you invested, beside your live figures. Your own returns include your timing, top ups and withdrawals, and the model has none of those. So the two can differ even when you invest on the same day. Next, Basic or Advanced: where did the other figures go?

  Open the tutorial page

• 1:21

  Tutorial, 5 chapters, voice

  The performance disclosure: why do the charts wait for I agree?

  Before a strategy's chart, holdings and Returns, Risk and History tabs open, the app asks once a day for I agree to its performance disclosure.

  What the voice says, chapter by chapter

  1. Where it is On a strategy page, the growth chart does not draw straight away. It waits behind a button that reads Show performance history. The Holdings, Returns, Risk and History tabs wait behind it too. Why? The history on these pages is model history: a back test after estimated charges, as of 27 April 2026. Before the app draws it, you see the historical performance disclosure. The hero figure, the key figures, the riskometer and Invest are not behind it, so you can still look around first.
  2. What it means The key figures you already see are model history after estimated charges. They are not what any investor received. The disclosure says the history is a back test. Read it fully, because it explains what a back test can and cannot tell you. I agree opens the history for the rest of the day. Cancel keeps it closed. The app keeps one acknowledgement per day and per version of the disclosure, in this browser. A new day, or a new version of the text, asks again. If no disclosure text is set, nothing is asked.
  3. Worked example Here is an example only. On Monday at 10:00, you press I agree on one strategy page. Every strategy page then opens without asking for the rest of Monday, in that same browser. On Tuesday, the app asks again. It also asks again if the disclosure has a new version, even on the same day. So the acknowledgement is tied to the calendar day and to the version of the text, and not to one strategy page. Think of it as a daily reminder that the history is a back test.
  4. How to read it After you press I agree, the tabs fill with the model history. Archived portfolios work differently. They open read only, with history but no money actions. To see one, open the Archived tab on the Dashboard. To read the screen, remember this. Show performance history in a tab means the disclosure is still waiting. The key figures above it are already the model's, after estimated charges. An archived portfolio opens read only, so there is nothing to place there.
  5. Watch out Keep three limits in mind. I agree is an acknowledgement. It is not advice and not a promise of returns. If you use another browser, or one with its data cleared, the app asks again. And model history is a back test, so what you get can differ from it. Past performance is not a promise of future returns. Read the disclosure each time, not only the chart. Next tutorial: The account menu, and where to find sessions, links and codes.

  Open the tutorial page

• 1:06

  Tutorial, 5 chapters, voice

  Growth per year: how fast did the model grow?

  Growth per year is the compound yearly growth of the model after estimated charges. Where it appears, how the app computes it and the one year rule.

  What the voice says, chapter by chapter

  1. Where it is Growth per year is the large figure on every Marketplace card, and a lead key figure on a strategy page. It answers a simple question: how fast did the model grow, on average, each year? It is the average yearly rate that, compounded, turns the start value into the end value. Having one yearly rate lets you compare a long history with a short one fairly. On a card, it covers the full model history after charges. On the strategy page, it follows the period chips you chose, and sits beside the benchmark's figure.
  2. What it means Here is how it is worked out. Take the end value divided by the start value. Then take the root for the number of years, and subtract one. That is the whole recipe, and it is why a doubling in 5 years is a smaller yearly number than people expect. A high figure says the model grew quickly over that span. A low figure says it grew slowly. Neither says anything about the road taken to get there. For that, read Max drawdown and Year by year, which come later.
  3. Worked example Worked example, example only. Rs 1,00,000 grows to Rs 2,00,000 in 5 years. Divide the end value by the start value to get 2. Take the fifth root of 2, which is about 1.149, then subtract one. That gives 14.9% a year. Total return is 100%, but per year it is 14.9%. The two numbers describe the same history in different ways. Try the arithmetic with a calculator for any pair of values and any number of years, and see how the yearly rate changes.
  4. How to read it Read the figure beside the NIFTY 50 line under it, for the same span. A higher figure with a deeper max drawdown means a rougher ride, so never read growth alone. On a card the figure covers the full history. On a strategy page it follows the period. If two screens show different numbers, check the period label first. Model figures here are back tested, as of 27 April 2026, after estimated charges. Past performance is not a promise of future returns.
  5. Watch out On 1Y, the card shows the return for the year instead, because one year is too short to average. Watch out: under a year, the key figure reads Return, last N months. It is the model after estimated charges, not a live return. A few strong years can lift the average, so open Year by year to see whether growth was steady or came in bursts. Then look at the Risk tab for the falls along the way. Next, max drawdown: how bad did it get?

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• 0:56

  Tutorial, 5 chapters, voice

  Max drawdown: how bad did it get?

  Max drawdown is the deepest fall of the model from a running high to a later low. Where it appears, how it is computed and how to read it.

  What the voice says, chapter by chapter

  1. Where it is Every Marketplace card shows a max drawdown figure. It is the deepest fall in the model history, and it is always shown in Basic. Read it as an answer to one question: how bad did it get? A card with a smaller fall had a shallower worst stretch in the back test. On the strategy page, the key figures show it for the period you chose, so the number can differ from the card. The Risk tab has a Drawdowns card with more detail. Compare the card and the key figure only for the same period.
  2. What it means Max drawdown is the largest percentage fall from a high point of the model to a later low, before a new high. To work it out, take every week and compare the value with the highest value so far. The deepest of those falls is the max drawdown. It does not say how often the model fell or how long it took to recover. It says only how deep the worst stretch went in the history. A bigger fall means a deeper bad stretch, and a smaller fall means a shallower one.
  3. Worked example Here is an example only. The model rises from Rs 10,00,000 to Rs 15,00,000. That is the high point. It then falls to Rs 12,00,000 before a new high. Divide 12,00,000 by 15,00,000, which is 0.8, and subtract one. The answer is minus 20%. So the max drawdown is minus 20%. Notice the fall is measured from the high of Rs 15,00,000, not from where you started. Try the same sum with any two figures from a chart.
  4. How to read it Open the Risk tab. It draws every fall from the running high, so you can see each dip and not just the deepest one. Compare the figure with the NIFTY 50 figure under it, for the same period. That tells you whether the strategy fell more or less than the index. Then ask yourself honestly: could you hold through a fall that deep? The Drawdowns card also shows how long each fall lasted, which matters as much as the depth. Check both before you decide.
  5. Watch out History can be beaten, so a future fall can be deeper than any in the back test. Past performance is not a promise of future returns. Weekly data also misses falls inside a week. And note that Max drawdown length is the length of the deepest fall, not the longest one. Keep these limits in mind each time you read the figure. Next, the riskometer: what sets Low to Very High?

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• 0:45

  Tutorial, 5 chapters, voice

  The riskometer: what sets Low to Very High?

  The six step riskometer on each strategy, from Low to Very High, and the score the server adds up to set it.

  What the voice says, chapter by chapter

  1. Where it is On the Marketplace you will see a coloured scale on each strategy card. It is the riskometer. It has six steps: Low, Low to Moderate, Moderate, Moderately High, High and Very High. It lets you see at a glance how the model's design and history compare, before you open the page. The same scale sits at the top of the strategy page, in the side panel on desktop. It shows in Basic and in Advanced, so you always see it.
  2. What it means The server sets the step from a score. Add points for a broad stock universe, for holding few stocks, for past returns that strayed far from the benchmark, and for a single asset class. More points mean a higher step. A total up to 2 reads Low, up to 4 Low to Moderate, up to 6 Moderate, up to 8 Moderately High, up to 10 High, and above 10 Very High.
  3. Worked example Example only. A strategy uses the NIFTY 500 universe: 3 points. It holds 50 stocks: 0 points. Its returns ran 40 points above the benchmark: 3 points. It is a single asset class: 1 point. The total is 3 plus 0 plus 3 plus 1, which is 7. A score of 7 sits in the band up to 8, so the step is Moderately High. Use this sum to understand why a card shows its step.
  4. How to read it Read the step as a guide to the path in the history. Low to Moderate steps went with a calmer path. Moderately High and above went with deeper falls in the history. Do not read it alone. Open the Risk tab and read it together with max drawdown and volatility, which show how deep and how bumpy the falls were. Past performance is not a promise of future returns.
  5. Watch out Watch out. The tip says set by the strategy design, but the past return gap also counts in the score. An admin can override the level, and Not rated means none is set. The riskometer is a scale for the model. It is not a check of your own risk profile. Your own comfort with falls is a separate question. Next, Minimum investment: why does each strategy have one?

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• 0:57

  Tutorial, 5 chapters, voice

  The benchmark line: what is the strategy compared with?

  The grey line and the "vs NIFTY 50" figure: the benchmark index over the same window, rebased to the same start, with no costs.

  What the voice says, chapter by chapter

  1. Where it is Each strategy card names its benchmark. Here it is NIFTY 50, shown as the vs NIFTY 50 figure. The benchmark is the yardstick: an index you could compare any strategy against, so you can ask whether the strategy did better than the market itself. On the strategy page, the hero shows the benchmark over the same window as the model, and the chart draws it as a second line with its own legend entry. Both Basic and Advanced show this.
  2. What it means Both lines start together, at the same value, on the window's first week. That way the gap between them is purely the difference in growth. The legend gives each line's return at the end of the window, or at the week you hover over. The vs figure on a card is the benchmark's own growth per year over the full history. The hero figure is the benchmark's return over the window you chose. The benchmark is an index level with no costs.
  3. Worked example Here is a worked example, example only. At the window start, the model is at 100 and NIFTY 50 is at 100. At the window end, the model is at 150 and NIFTY 50 is at 125. So the model is up 50% and NIFTY 50 is up 25%, a gap of 25 points. The gap is the difference in growth, measured from the same starting point. Try changing the window on a strategy and watch the lines restart together at 100.
  4. How to read it To read the chart, look at the space between the two lines. It shows how far ahead or behind the model is at any week. Read growth per year beside the benchmark's figure for the same span, so you compare like with like. Then check the legend for each line's return at the window end, or at the week you hover over. A wide gap in one window can narrow in another, so try a few windows before drawing a view.
  5. Watch out Watch out. NIFTY 50 here is the price index, so dividends are not added. The model is shown after estimated charges, while the index has no costs. Keep these two points in mind when you read a gap between the lines. Use the same window for both lines when you compare. Changing the chart benchmark changes it on every strategy page. Past performance is not a promise of future returns. Next, Alpha: which of the two alphas is this?

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• 1:02

  Tutorial, 5 chapters, voice

  Alpha: which of the two alphas is this?

  The app shows two alphas: total return points on a Marketplace card, and the difference in growth per year in the key figures of a strategy or a portfolio.

  What the voice says, chapter by chapter

  1. Where it is The word alpha appears in more than one place, and it does not always mean the same number. In Advanced, look for it on Marketplace cards, and in the key figures of a strategy page and of a portfolio. It answers one question: how far ahead of, or behind, its benchmark is this? On the card, alpha is the gap in total return over the full history. In the key figure, alpha is the gap in growth per year over the period you chose. Check which screen you are on first.
  2. What it means On a portfolio, alpha is worked out the same way as the key figure, as a per year gap, but from the portfolio's own weekly value. Until the portfolio has a year of history, it reads n/a. That is on purpose, because a per year number from a few weeks would mislead. On the card, alpha is net return minus the benchmark's return, over the full history. In the key figure, it is growth per year minus the benchmark's growth per year, over the chosen period. None of these is a regression alpha. That one is Jensen alpha per year, in the Risk tab.
  3. Worked example Here is an example, example only. Suppose a model returned 300% in total and the benchmark returned 60%. The card alpha is 240 points. Now suppose the same model grew 30% a year and the benchmark grew 10% a year. The key figure alpha is 20 points a year. Finally, a portfolio that is only 4 months old shows n/a, until it has a full year. Same word, three different readings. Open a strategy and find the card and the key figure side by side.
  4. How to read it To read alpha, first check which screen you are on, then read the number. A gap in total return grows as time passes, so a long history makes the card number look large. A per year gap does not grow that way, so it is fairer to compare across strategies of different age. Positive means ahead of the benchmark over that span, and negative means behind. Compare the card and the key figure for the same strategy, and notice how far apart they can be.
  5. Watch out Please watch out for a few things. The same word shows different numbers: on Allcap, the card and the key figure differ widely, because one is a total gap and the other is per year. The benchmark is a price index with no costs, and a young portfolio shows n/a. Finally, the learn module teaches Jensen alpha, but the app shows it only in the Risk tab. Next, Sharpe and volatility: how bumpy was the ride?

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• 0:51

  Tutorial, 5 chapters, voice

  Sharpe and volatility: how bumpy was the ride?

  Volatility is the yearly swing of weekly returns. Sharpe is return above a 6 percent risk free rate per unit of that swing. How the app computes both.

  What the voice says, chapter by chapter

  1. Where it is Volatility answers one question: how bumpy was the ride? You will find it in the key figures on the strategy page, in both Basic and Advanced, and on the cards. Sharpe sits beside it in Advanced, on the cards and key figures, and again in the Risk figures card. Sharpe asks a second question: how much return did each unit of bumpiness bring? Read the two together.
  2. What it means Volatility measures how much the model's weekly returns swung around their average, scaled to a year. You take the standard deviation of weekly returns and multiply by the square root of 52. Sharpe takes the average weekly return above a risk free rate of 6 percent a year, divides it by the same weekly deviation, and multiplies by the square root of 52. A higher Sharpe means more return for each unit of swing in the history. A higher volatility means a bumpier path.
  3. Worked example Example only. Say the average weekly return is 0.5% and the weekly deviation is 3%. Volatility is 3% times 7.21, which is 21.6% a year. For Sharpe, take 0.5% less the weekly risk free rate of 0.115%. That leaves 0.385%. Divide by 3%, then multiply by 7.21. The answer is 0.92. So in this example the strategy earned a little under one unit of return for each unit of swing.
  4. How to read it The Risk tab lists both with the other risk figures, so you can compare them in one place. The app's tip says above 1 is good and above 2 is rare. Compare volatility with the NIFTY 50 figure shown under it. When two strategies show the same growth, the one with lower volatility had the smoother path. Check both figures on the Risk tab before you compare strategies.
  5. Watch out Watch out. The risk free rate is fixed at 6 percent a year. Volatility counts rises and falls alike, while Sortino in Advanced counts falls only. These figures use weekly data from the model history, which is model, back tested, as of 27 April 2026, so they are not a forecast. Open Sortino in Advanced if you want to see the falls on their own. Next, Net return and charges: what do estimated costs take?

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• 0:50

  Tutorial, 5 chapters, voice

  The key figures card: what are the four lead figures?

  The key figures card recomputes each figure over your chosen period against the chosen benchmark, with four lead figures first and the rest after them.

  What the voice says, chapter by chapter

  1. Where it is The key figures card sits under the hero on a strategy page. On a desktop it is in the right column. A portfolio page has the same card, worked out from your own value. It answers the question: what is this strategy like, in a few numbers? The app works it out from the weekly model history, over the period you chose, and against the primary benchmark. By default, the four lead figures are Today, Growth per year, Max drawdown and Minimum. A phone shows Volatility as the fourth. Under each shared figure sits the benchmark twin.
  2. What it means Four lead figures come first. The rest are one tap away. On a phone, All 9 figures opens the rest. On a desktop, the rest follow on the card. Customise lets you choose the lead four. Each figure is worked out again for the window you chose, except Today, which is the latest session. These are model figures, back tested, as of 27 April 2026. Growth per year and alpha need at least a year, otherwise the card shows the return for the months there are.
  3. Worked example Worked example, example only. Choose a period of 5Y. Growth per year reads 20%, and NIFTY 50 reads 10% under it. Choose 1Y, and Return, last year replaces growth per year, because one year is too short to average. On a phone, the lead four show first. Then All 9 figures opens the rest. Notice how one choice of period changed the whole card, while Today stayed the same. That is how the card is meant to behave.
  4. How to read it The info button explains each figure on the card. Read the small line under a figure. It is the benchmark for the same window, so you can compare like with like. Today, Minimum, Rebalance, Stocks and Inception do not change with the period. Press the info button to learn a figure, and to pin it to Basic if you want it on your simpler view. Pinning keeps your Basic page uncluttered, yet puts the figure you care about in front of you.
  5. Watch out Watch out for two things. Figures follow the period, but Marketplace cards do not. A card shows the full history. Alpha here is the growth per year difference between the strategy and the benchmark. It is not a difference in total return points. Past performance is not a promise of future returns. When a figure looks surprising, press its info button and check the window. Next, Holdings, Returns, Risk and History: what is in each tab?

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• 1:12

  Tutorial, 5 chapters, voice

  The Return figures card: what do year to date and best week say?

  Year to date, last 52 weeks, best and worst week, month and year, averages, streaks, gain to pain and positive weeks, as the app works them out.

  What the voice says, chapter by chapter

  1. Where it is Open the Returns tab and find the Return figures card. It appears on a strategy and on a portfolio. In Basic you see Growth per year, Total return, Year to date and Benchmark per year. Advanced adds the rest. On a portfolio, the card shows the model since you invested, not your own fills. This card answers a simple question: how did the returns behave week to week, and over calendar periods? Use it to look beyond one headline number.
  2. What it means Year to date compares the latest value with the last value of the previous calendar year. Last 52 weeks looks back 364 days instead. Positive weeks is the share of weeks that ended up. Average week, average up week and average down week are plain averages. Gain to pain adds up every weekly return and divides by the size of the losing weeks. All of these come from the weekly values over the period you chose. Best and worst week, month and year are the extremes of that period.
  3. Worked example Example only. A value of 100 at the end of last year and 112 now gives year to date of plus 12%. Take four weeks of plus 2%, minus 1%, plus 3% and minus 2%. Two of the four weeks ended up, so positive weeks is 50%. For gain to pain, add the returns: 2 minus 1 plus 3 minus 2 is 2. The losing weeks add up to 3. Two divided by 3 is 0.67.
  4. How to read it Best and worst year are calendar years, and a part year is marked as partial. Year to date and Last 52 weeks differ early in a year, because one starts on 1 January and the other a year back. Gain to pain above 1 means the weekly gains added up to more than the losses. Best and worst month give the range, and Year by year shows each year in full. Open Year by year to see how steady the record was.
  5. Watch out Watch out. The In Basic list and the pin message call Positive weeks Win rate, but it is not beating the benchmark. This recording reads month end history, so the card says months where the app says weeks. A part year can be just a few weeks, so read Best year with its label. Past performance is not a promise of future returns. Next, Drawdown shape: what do ulcer, pain and time under water add?

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• 1:22

  Tutorial, 5 chapters, voice

  Drawdown shape: what do ulcer, pain and time under water add?

  Beyond max drawdown: current drawdown, the deepest five falls, time under water, ulcer and pain index, worst 4 weeks and falls deeper than 10 percent.

  What the voice says, chapter by chapter

  1. Where it is Open the Risk tab and look at the Drawdowns card and the Risk figures card. Max drawdown gives the deepest fall. These figures give the shape of the falls: how long they lasted, and how often. That matters because two strategies can share the same deepest fall, and one of them may have spent years recovering. The Risk tab draws every fall from the running high, so you can see them rather than imagine them. Current drawdown and Max drawdown length show in Basic. The other figures are in Advanced.
  2. What it means Current drawdown is how far the latest value sits under its high. Time under water is the share of periods spent below an earlier high. The ulcer index squares each period's drawdown, averages the squares and takes the root, so long, deep falls weigh most. The pain index is the plain average drawdown. Every figure starts from the same base: each week, the value divided by the highest value so far, minus one. Low numbers mean shallow, short falls.
  3. Worked example Worked example, example only. Over 4 weeks, the drawdowns are 0%, 10% down, 20% down and back to 0%. The pain index is the plain average: 0 plus 10 plus 20 plus 0, divided by 4, which is 7.5%. For the ulcer index, square each one: 0, 100, 400 and 0. Average them to get 125, and take the square root. That is 11.2. The ulcer index is higher than the pain index, because the 20% fall counts for more once squared.
  4. How to read it Deepest 5 lists the five deepest falls, with their peak, trough and weeks to recover. Longest time under water is the longest stretch, which may not be the deepest fall. Now read the pair. If the ulcer index is well above the pain index, some falls were deep, not only long. If time under water is near 50%, about half the weeks sat below an earlier high. Compare the strategy with others on the same screen, and with the benchmark. Check these figures before you decide whether you could sit through such a stretch.
  5. Watch out Watch out for a few limits. Max drawdown length is the length of the deepest fall. The longest stretch is Longest time under water. This recording reads month end history, so Worst 4 weeks is one month here. On a portfolio, these cards show the model since you invested. They describe the past, and the past is not a promise of what comes next. Next, charges by kind: what are brokerage, STT, GST and the platform fee?

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• 1:12

  Tutorial, 5 chapters, voice

  Trade book: what do hit rate, payoff and expectancy mean?

  The model trade book on the History tab: positions open and closed, hit rate, average win and loss, payoff, expectancy, profit factor and open P&L.

  What the voice says, chapter by chapter

  1. Where it is Open a strategy page in Advanced, then the History tab, and find the Trade book card. Each position the model opened counts as a trade: open until a rebalance sells it, closed after. On a portfolio, the History tab shows the Model trade book: the strategy's positions opened since you invested, not your own trades. The card answers a question: when the model was right or wrong, how big were the wins and the losses?
  2. What it means Hit rate is the share of closed positions that gained. A flat position counts as a miss. Payoff ratio divides the average win by the size of the average loss. A payoff of 3 means wins averaged three times the losses. Expectancy is what one position returned, on average. Profit factor weighs each closed position by its size: gains over losses. The hit rate times the average win, plus the miss rate times the average loss, gives the expectancy of one position.
  3. Worked example Example only. The model closed 10 positions. 4 gained plus 15% on average, and 6 lost minus 5%. The hit rate is 4 out of 10, which is 40%. The payoff ratio is 15 divided by 5, which is 3.0. Expectancy is 0.4 times 15, plus 0.6 times minus 5. That is 6 minus 3, so plus 3% a position. The hit rate looks low, yet the average position still gained, because the wins were larger.
  4. How to read it Open P&L on the notional adds the open positions, on the model's Rs 10,00,000. A hit rate under 50% can still give a positive expectancy when the wins are larger. Profit factor above 1 means closed gains outweighed closed losses, by size. Best and worst position name the extremes, and Average weeks held gives the pace. Read hit rate, payoff and expectancy together, never one alone.
  5. Watch out Watch out. Each position's return runs from its entry price to its exit price. On a portfolio, this is the model's book since you invested, not your own fills. The positions are the model's, at a weight of the notional, not live holdings. These figures are model, back tested, as of 27 April 2026. Past performance is not a promise of future returns. Next, Marketplace chips: what do New, Partner and the themes mean?

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Videos on this step

• 2:50

  Walkthrough, 5 chapters, voice

  Your money stays in your demat

  How RupeeCase works through your own broker account: log in with your broker, see your broker cash, Live orders need your consent, orders and holdings sit at your broker.

  What the voice says, chapter by chapter

  1. Log in with your broker This is the login screen. You sign in with your own broker account, and here the broker is 5paisa. Why does this matter? Because RupeeCase does not open a new account to hold your money. Your cash and your shares stay in the demat account you already have. How to read it: the broker named on this screen is the account every later order will go to. For example, if you log in with 5paisa, your orders go to 5paisa. Next, sign in and look at how the Dashboard groups what you have.
  2. Your broker on the Dashboard Now you are on the Dashboard. Your broker account groups its portfolios here, so you see every portfolio tied to that account in one place. This answers a simple question: which of my portfolios sit with which broker? Read the broker name at the top of the group, then the portfolios under it. Fetch reads the cash available at your broker. Press Fetch before you invest, so you know how much cash is there to use. Check it against the minimum, which is Rs 22,000 for the 18 retail strategies. Next, press Invest on a portfolio.
  3. Live orders need your consent Press Invest and a sheet opens with the minimum as the amount. For the 18 retail strategies, that minimum is Rs 22,000. Pick Live, and the sheet tells you that Live places real orders in your own broker account. This matters because Practice only follows the strategy, while Live moves real money. Read the mode before you go on. No order goes out until you accept the consent text. Read it, accept it, and only then press the button. If you are not ready, close the sheet and nothing is sent. Next, open Orders to see what is open at your broker.
  4. Orders and holdings at your broker Orders lists what is open at your broker. It answers the question: has my order reached the broker, and is it still waiting? Read each line as one instruction sent to your account. An open order is one that has not been completed yet. Check this list after you invest in Live. Holdings lists the shares this portfolio holds in your account. This answers: what do I actually own? Compare it with Orders. Orders are what is pending, holdings are what you already hold. Next, open the guide and read the answer about your money.
  5. Is my money safe? The guide answers the question about your money in plain words, on a short page you can read in a minute. It is there because handing money to an app is a real worry, and a clear answer helps you decide whether to go ahead. Read it before your first Live order. Here is the key line. RupeeCase never holds your money. Cash and shares stay with your broker. So you can check them any time in your broker app, and the figures there are the ones to trust. Start with Practice, and move to Live when you are ready.

  Open the walkthrough page

• 2:36

  Walkthrough, 5 chapters, voice

  Investing: Practice first, then Live

  Invest in a strategy from its page: the Invest bar, the amount and Use minimum, Practice with no broker order, then Live with your broker cash and the consent text.

  What the voice says, chapter by chapter

  1. The Invest bar This is the Invest bar on a strategy page, here Allcap. It shows the model history after charges. Model, back tested, as of 27 April 2026. Not a promise of future returns. The bar puts the history and the cost of entry in one glance. Read the history as what the model did in the past, never as what comes next. The Invest bar shows the minimum for this strategy. For the 18 retail strategies the minimum is Rs 22,000. Check that figure against the cash you have, then press Invest.
  2. Amount and Use minimum Invest opens a sheet with the minimum as the amount. You do not have to work out the starting figure yourself, because it is already filled in. This helps, because the lowest amount you can start with is the first thing every investor asks. Type any amount at or above the minimum. For example, if the minimum is Rs 22,000, you could type Rs 30,000. That is an example only. The sheet asks for the minimum or more. Use minimum puts the minimum back, if you change your mind. Next, choose the mode, starting with Practice.
  3. Practice Practice is chosen first, on purpose. It follows the strategy with no real broker order, so no money moves and nothing reaches your broker. Why does it matter? You can watch how a portfolio behaves, and how its value moves from day to day, before you put real money in. Read it like a rehearsal. The portfolio shows the mode Practice at the top. When you are comfortable, open the sheet again and look at the Live mode, which uses your broker cash.
  4. Live Live shows the cash at your broker. Read it first. It is the money available in your own account, and the amount you type should sit within it. Live is different from Practice because it uses real cash and real shares in your demat account. Nothing is sent until you accept the consent text and press Invest now. Read the text, accept it, and press Invest now only when you mean it. Until then, no order goes out. Next, look at the top of your portfolio.
  5. Your portfolio Each portfolio shows its mode, broker and status at the top. Mode tells you whether it is Practice or Live. Broker tells you which account it is tied to. Status tells you where the portfolio stands now. Why does this matter? If you keep a Practice portfolio and a Live portfolio side by side, this line stops you mixing them up. Check it each time you open a portfolio, before you read any figure.

  Open the walkthrough page

• 1:10

  Tutorial, 5 chapters, voice

  Practice or Live: is my money really invested?

  Practice follows a strategy with no broker order. Live sends real orders to your own broker. Where the choice is made and how to tell which one you hold.

  What the voice says, chapter by chapter

  1. Where it is Live and Practice portfolios sit in their own tabs on the Dashboard, next to All and Archived. You choose the mode earlier, on the invest sheet, under Trading mode. Practice follows a strategy's trades with no real broker order. Nothing is bought at your broker. Why does this matter? Because the question every new investor asks is: is my money really invested? The mode answers it. Practice is for learning, and Live is for real orders. This works in Basic and Advanced.
  2. What it means The invest sheet, called Confirm investment, starts on Practice. You have to change it on purpose. Live sends real orders to your own broker account, after you accept the consent text, and during market hours. It needs a broker with an active session. Practice is the default mode on the invest sheet. Live needs a broker with an active session and your consent tick. Orders go only to the broker you choose.
  3. Worked example Here is an example only. You make a Practice portfolio of Rs 2,25,000. No order goes to your broker, so your broker account does not change. You also make a Live portfolio of Rs 2,25,000. Now orders for each stock go to your broker, and your cash is used. Both portfolios show on the Dashboard, each in its own tab. The amount is the same. What differs is whether a real order exists. Check the tab name when you are unsure which portfolio you are in.
  4. How to read it Each portfolio says Live or Practice, along with its broker. To read it, look at the Dashboard tab and the portfolio header. Both say Live or Practice. The Practice tab note reads: no real broker order. Live portfolios show your broker and its cash. If you are ever unsure, open the portfolio and read the header before you act. It takes a second and removes the doubt.
  5. Watch out Remember these points. The sheet defaults to Practice, so check the mode before you press Invest now. Practice ignores real fills, slippage and partial orders, so its results are tidier than real trading. And Invest now on Live places orders immediately during market hours. Take a moment to read the consent text. Choose Live only when you mean it. Next tutorial: Getting around, and where the tabs, markets and glossary are.

  Open the tutorial page

• 0:52

  Tutorial, 5 chapters, voice

  Minimum investment: why does each strategy have one?

  The minimum is what it takes to buy at least one share of every stock at its target weight. How the server works it out and where the app enforces it.

  What the voice says, chapter by chapter

  1. Where it is Each Marketplace card shows a Min figure. That is the minimum first investment for the strategy, and it answers a plain question: how much do I need to start? You will also find it in the strategy key figures and on the invest sheet. On a phone it stays beside Invest, in the action bar at the bottom, so you can see it when you are ready to start. Basic and Advanced both show it.
  2. What it means When you press Invest, the sheet opens with the minimum as the amount. It refuses a first amount below it. Later top ups can be any amount. The minimum is the smallest first sum that lets the strategy hold at least one whole share of each stock at its weight. The sum is this. Take the number of stocks times the highest price among them, divide by the sleeve's share of the money, add 2 percent, and round up to the next Rs 1,000. The highest share price drives it, so it moves when prices or holdings change.
  3. Worked example Here is an example only. A strategy holds 50 stocks. The highest price among them is Rs 4,000, and one sleeve holds all the money. Fifty times 4,000 is Rs 2,00,000. Add 2 percent, which means multiply by 1.02, and you get Rs 2,04,000. That is already a round thousand, so the minimum shown is Rs 2,04,000. A strategy with fewer stocks or lower prices would show a lower figure.
  4. How to read it On a card, Add Rs X is the gap between your broker cash and the minimum. If your broker cash is short, that is the amount to add first. Fewer stocks or lower prices mean a lower minimum, so compare cards with that in mind. On the invest sheet, Use minimum puts the minimum back in the amount if you have changed it. Open one invest sheet and try it.
  5. Watch out The minimum changes with prices, because it is worked out on the latest rebalance. At the minimum, weights can drift from target because shares come whole. Charges are separate from the minimum, so keep some room for them. Check the figure again just before you invest, not only when you first browse the Marketplace. It can move a little between visits. Next, rebalance cadence: how often does the strategy trade?

  Open the tutorial page

• 1:13

  Tutorial, 5 chapters, voice

  The invest sheet: what happens when I press Invest?

  Invest opens Confirm investment: the amount with its minimum, Practice or Live, your broker and consent. Nothing is placed until Invest now.

  What the voice says, chapter by chapter

  1. Where it is On a strategy page, press Invest. On a phone it sits in the action bar, and on a desktop in the side panel. It opens a sheet called Confirm investment. This sheet is where you decide the portfolio name, the amount and the trading mode. Reading it carefully is the main safeguard you have. Nothing is sent while the sheet is open. Orders go out only when you press Invest now, so you can look, change your mind and close it.
  2. What it means The amount starts at the strategy minimum. Less is refused. Any amount at or above it is accepted. Trading mode starts on Practice. Practice follows the strategy with no broker order. Live sends real orders to the broker you choose, after you accept the consent text. It also shows that broker's cash. Invest now places the orders, and it first checks that the market is open. The first amount must be at least the minimum, enough to hold every stock. Later top ups can be any amount. Live needs an active broker session, your consent and an open market.
  3. Worked example Worked example, example only. The minimum is Rs 2,25,000. If you enter Rs 2,00,000, it is refused, because it is below the minimum. Enter Rs 3,00,000 in Practice, and no broker order is placed. The portfolio follows the strategy on paper. Enter Rs 3,00,000 in Live, and orders go to your broker after your consent. Same amount, very different effect. The only thing that changed is the trading mode. That is why the mode is the first thing to check.
  4. How to read it Check the trading mode first: Practice or Live. The label sits near the top of the sheet. Broker cash shows in Live only, as a guide. Compare it with your amount before you go on. If your cash is short, the sheet warns you. Then read the consent text slowly, because it describes what you allow. If anything looks unfamiliar, close the sheet. Closing it sends nothing. You can reopen Invest at any time and begin again.
  5. Watch out Watch out for three things. The sheet starts on Practice, so an investment there places no real order. Invest now on Live places orders immediately, so be sure of the amount and the broker before you press it. Outside market hours, Invest now stops before anything is created, and you can try again when the market opens. Try a Practice investment first to see how the portfolio behaves. Next, the Dashboard summary: value, invested and return.

  Open the tutorial page

• 0:51

  Tutorial, 5 chapters, voice

  Top up: how is new money added to a portfolio?

  Top up adds a one time amount to a portfolio and spreads it across the current holdings in proportion, with a minimum so every stock gets its share.

  What the voice says, chapter by chapter

  1. Where it is Top up is how you add new money to a portfolio you already hold. Find it in the portfolio action bar: open the Dashboard, then press Open on the portfolio. It is there in Basic and in Advanced. The question it answers is simple: I have more money to invest, how does it go in without upsetting my mix? Top up puts a one time amount in proportion to what you hold.
  2. What it means The sheet shows the minimum to add, so every stock gets its share. A smaller amount can leave some stocks with no share. The money purchases the current holdings in proportion, so the portfolio keeps its mix. Nothing is sold. A Live top up asks for your consent before any order. Each holding gets the amount times its weight. The minimum is enough to purchase one share of the costliest stock for every stock in a sleeve, scaled by the sleeve's weight, plus 2 percent, rounded up to Rs 1,000.
  3. Worked example Example only. A sleeve holds 20 stocks, the highest price is Rs 3,000, and the sleeve weight is 80%. One share of each stock at that price is 20 times Rs 3,000, which is Rs 60,000. Scale by the weight: 60,000 divided by 0.8 is Rs 75,000. Add 2 percent to get Rs 76,500, then round up to Rs 77,000. That is the minimum the sheet would show in this example. Your own sheet shows its own figure.
  4. How to read it Press the Use button and the sheet fills in the minimum for you. The word proportional means the mix stays as it is, and nothing is sold. After the top up, check two places. The new money shows in the Invested figure, and the Ledger records it as Money added. If both show it, the top up is recorded. On a Live portfolio, also look at your broker's order book.
  5. Watch out Watch out. A Live top up places real orders at your broker, after your consent. Below the minimum, some stocks may get no share. A top up purchases the current holdings. It does not rebalance them, so it will not fix a mix that has drifted. Try it first in Practice, where no broker order is placed. Next, Withdraw: what is sold, and where does the money go?

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• 1:13

  Tutorial, 5 chapters, voice

  MTF: what changes when the broker funds part of a buy?

  On a 5paisa Live invest or top up sheet, MTF lets your broker fund part of a buy. What the block shows, what the total means and how a loss grows.

  What the voice says, chapter by chapter

  1. Where it is Some strategies can be funded in part by your broker. Those strategies carry the Margin MTF tag in the Marketplace Theme filter. MTF is the margin trading facility: a loan from your broker to invest more than your own money covers. On a Live portfolio with 5paisa, the Invest and Top up sheets can offer Boost with MTF margin funding, when your broker offers it for that strategy. If the block is missing, the broker has not quoted MTF for that case.
  2. What it means When the broker quotes it, the sheet offers to invest up to a maximum, and shows the multiple of your own amount. Turn it on and a slider appears. It sets the Total, from your own amount up to that maximum, in Rs 1,000 steps. Next you see the broker's terms, and a box that reads I accept the MTF terms. That is an agreement with your broker, so read it yourself. The rule is simple. Total equals your own money plus the broker's loan. The gain or the loss is on the total, and your broker charges interest on the loan. With MTF on, the amount booked is the Total.
  3. Worked example Here is an example only. Your own money is Rs 1,00,000, and the Total with MTF is Rs 2,00,000. If stocks rise 10%, the gain is Rs 20,000. On your own money, that is 20%. If stocks fall 10%, the loss is Rs 20,000, which is minus 20% on your own money, and that is before interest. So borrowed money makes a loss larger in the same way it makes a gain larger.
  4. How to read it The MTF block shows only when your broker quotes it for that strategy and amount. The Total is what is booked, and your own part rides inside it. The broker cash check compares only your own part. After the order, shares purchased with the loan carry an MTF badge in the Quantity cell. Look for these signs before you confirm, and open the Rebalance sheet of an MTF portfolio to read its margin note.
  5. Watch out Borrowed money makes a loss larger in the same way it makes a gain larger. Interest, pledge and margin calls follow your broker's terms, and the app does not compute them. I accept the MTF terms is an agreement with your broker, and this video never ticks it. That choice is yours alone. Read the terms before you decide. Next, broker positions: does the app hold my money or shares?

  Open the tutorial page

• 1:03

  Tutorial, 5 chapters, voice

  Broker positions: does the app hold my money or shares?

  Your cash and shares stay in your own broker and demat account. Broker positions shows what the broker holds, and Gaps compares it with your portfolios.

  What the voice says, chapter by chapter

  1. Where it is Does RupeeCase hold your money or shares? No. Orders go to your own broker account, and the cash and shares stay with your broker, in your demat account. To see this for yourself, open a Live portfolio, press More options, and choose Broker positions. This sheet reads your broker account live. It is a good place to check, in your own account, that what the app says matches what the broker holds.
  2. What it means Positions shows today's intraday positions, Holdings shows your delivery holdings, and Orders shows today's order book. All of these are what your broker holds. Gaps puts your Live portfolios beside the broker, stock by stock. It reads GOOD when the two match, GAP when they differ, and it also lists any extra stock at the broker that no portfolio holds. For each stock, Gaps adds the total quantity your Live portfolios hold on this broker, and sets it beside the broker's own quantity.
  3. Worked example Here is an example, example only. Two Live portfolios hold 10 and 5 shares of one stock, so together they should hold 15. Your broker account holds 18 of it. Gaps shows a difference of 3, and the row reads GAP. The three extra shares are held at the broker but are not in either portfolio. Open Broker positions, find Gaps, and try the same sum on one of your own stocks.
  4. How to read it In Advanced, the Dashboard's broker row also has Broker positions, so you can reach it from there. To read Gaps: if every row says GOOD, your broker covers every stock your portfolios expect. A GAP can come from a trade made outside RupeeCase, or an order that is still open. Remember that Broker positions covers the whole broker account, not one portfolio. If you see a GAP, check your broker's order book before you assume anything is wrong.
  5. Watch out A few things to watch out for. The sheet reads your broker live, and its figures keep Indian grouping. Combine portfolios lists only your portfolios on the same strategy and trading mode, and it merges them in the books, with no order. Practice portfolios place no broker orders, so they are not in Gaps. Next, Numbers: how do lakh, crore, Short and Full change a figure?

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• 0:56

  Tutorial, 5 chapters, voice

  Not enough cash: what happens when funds or margin fall short?

  The app shows your broker cash before you invest, warns when it is short, and stops a Live task that needs more than the broker has. Here is each check.

  What the voice says, chapter by chapter

  1. Where it is Your money stays at your broker, so every purchase needs cash, or margin, there. RupeeCase shows you the position on the Marketplace card. It reads either Broker cash covers the minimum, or Broker cash is short by Rs X for the minimum. On a phone, an Add Rs X chip appears too. This matters because an order that the broker refuses for lack of funds does not complete. Look at the card before you open the invest sheet. It takes a second, and it tells you whether your cash matches the minimum.
  2. What it means In Live, the invest sheet shows Broker cash available. If your amount is more than that cash, a warning reads that some orders may be rejected for insufficient funds. You can still proceed, because the warning does not block you. Short by is the minimum, or your amount, minus the broker cash. The warning is a guide, and the broker decides. When a Live task starts, the server checks again. If the broker has less than the orders need, the task stops before any order and reads Insufficient margin, with Needs attention. An order the broker refuses for funds reads Rejected.
  3. Worked example Worked example, example only. The minimum is Rs 2,40,000, and your broker cash is Rs 2,00,000. The card reads short by Rs 40,000 for the minimum. You can still invest Rs 2,40,000 anyway. But some of the orders may be rejected for funds, because the cash is not there. The simpler path is to add Rs 40,000 at your broker first, then refresh and look at the card again. The invest sheet makes the same comparison with the amount you type.
  4. How to read it A cash figure reads at the time it was fetched. Tap Refresh on the Dashboard to get a new one. Margin funded portfolios, called MTF, on 5paisa show a margin line on the rebalance sheet. Read that line before you confirm. In a rebalance, the new purchases wait about 45 seconds after the sells, so the sale money can settle. The weekly email also says that failed rebalances often need funds or margin at your broker before a retry. So when a rebalance fails, check your broker cash first.
  5. Watch out Watch out for three things. Charges come out of the same cash, so keep a little more than the order value. The Minimum to add on the Top up sheet is a guide, and it is not enforced. Practice has no cash limit, so it never fails for funds. That makes Practice a useful place to test a strategy. Next, Practice and Live: what can go wrong in each?

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• 0:46

  Tutorial, 5 chapters, voice

  Cash at the broker: where is my uninvested money?

  Your money stays in your broker account. The Dashboard reads your broker cash when you ask, and each portfolio shows its own cash not yet invested.

  What the voice says, chapter by chapter

  1. Where it is Cash at broker is on the Dashboard's account row, in Advanced. It is not shown until you tap Fetch, and later Refresh. That tap reads your broker, and the figure carries the time it was read, as of. Why does it matter? It answers a simple question: how much spendable cash does my broker report right now? You will also see Cash, not invested inside a portfolio, and Broker cash available on the invest sheet. Tap Fetch now and note the time.
  2. What it means A portfolio's cash not yet invested is the part of its money that the last action did not spend, for example the small amount left when a share price does not divide evenly. It stays in your broker account, and RupeeCase never holds money. A portfolio's value is its holdings at the latest prices plus its cash not yet invested. The Marketplace also reads broker cash to say whether it covers a strategy's minimum.
  3. Worked example Here is a worked example, example only. Broker cash reads Rs 1,21,480 as of 10:42. Inside one portfolio, holdings are Rs 2,54,885 and cash not invested is Rs 18,535. Add them and the portfolio value is Rs 2,73,420. Notice that the two cash figures are different things. Broker cash is for the whole account, while the Rs 18,535 belongs to this one portfolio. Open a portfolio's Holdings table and try the same addition.
  4. How to read it To read these figures, check the label first. Unavailable means the broker did not answer, so tap again. Broker cash is for the whole account, and a portfolio's cash is its own share. The next rebalance or top up can use a portfolio's cash. When a figure looks odd, check the as of time, because broker cash is a snapshot and it moves as orders fill. Then compare it with the strategy's minimum.
  5. Watch out Watch out. Broker cash can be spent by orders placed outside RupeeCase. So refresh before you decide anything, and treat each figure as a reading at one moment, not a standing balance. A withdrawal sells holdings, and the money stays at your broker until you move it. Margin and pledged collateral are not the same as cash. Next, combine portfolios: how do I merge two on the same strategy?

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More videos on this step

• 3:04

  Walkthrough, 6 chapters, voice

  Track your portfolio

  After you invest: the Dashboard summary, each portfolio's card, the portfolio page with its value since you invested and the same money in the NIFTY 50, what it holds, your own trades, and the Ledger of money in and out.

  What the voice says, chapter by chapter

  1. The Dashboard This is the Dashboard, after you invest. The strip at the top sums up every portfolio: value, profit or loss, invested. Value is what your portfolios are worth now. Invested is the money you put in. Profit or loss is the difference. This answers one question: how am I doing overall? Read the three figures together. If value is above invested, the total is a profit, and if it is below, a loss. Next, look at the card of each portfolio.
  2. One card per portfolio Each portfolio has a card: its value, since when, and the NIFTY 50 beside it. The since when tells you the date you invested, so the figures count from that date, not from the model history before it. The NIFTY 50 beside it lets you ask whether the portfolio is ahead of the index over your own period. Read the card's value, then its date, then the index. For example, two cards with different dates should not be compared as if they began together. Press a card to open it.
  3. Since you invested A portfolio opens on its value and gain since you invested. This is your actual money, counted from your first date. Read the gain as what you have made or lost so far, not what the model did before. Same money in NIFTY 50: your amounts, on your dates, in the index. This is the fair test. It shows what the index would have given if the same amounts had gone in on the same dates. Compare it with your portfolio value. If the portfolio is ahead, the strategy did better for you so far. Past performance is not a promise of future returns.
  4. What it holds Holdings: each holding with its weight and its gain or loss. Weight is the share of the portfolio that holding takes. A large weight means that holding moves the portfolio more. Gain or loss tells you how that holding has done for you. Then what the portfolio owns, by sector and market cap. This shows where the portfolio is concentrated. If one sector takes a large share, a fall in that sector will be felt more. Check it against your own comfort. Next, open the History tab.
  5. Your own trades The History tab lists your own trades since you invested. These are real trades in your account, not model ones. It answers: what was actually done with my money? What each rebalance sold, at your cost and your fill, and what you hold now. Your cost is what you paid. Your fill is the price your order was completed at. Compare the two to see how each stock did for you. Then check what you hold now. Next, the Ledger.
  6. Money in and out The Ledger tab lists your money in and out, and every event. Money in is what you invested or topped up. Money out is what you withdrew. Every event is on the list too. It answers: where did every rupee go? Read it from the top and match it with your broker statement. If a line puzzles you, the Ledger gives you the date to look up. That completes the tour of tracking. Next, how to exit any time.

  Open the walkthrough page

• 1:14

  Tutorial, 5 chapters, voice

  The Dashboard summary: value, invested and return

  Current value, profit or loss, today, invested and return at the top of the Dashboard. Invested is net of withdrawals, and return uses it.

  What the voice says, chapter by chapter

  1. Where it is Open the Dashboard. At the top is a summary card for the tab you are on: All, Live or Practice. It answers the first question any investor asks: how much do I have, how much did I put in, and where do I stand? It works in Basic and Advanced. You can reorder the figures in Customise. Start by choosing a tab, because the tab decides what is added up. Open the Dashboard now.
  2. What it means Current value is your holdings at the latest prices, plus cash, less estimated costs. Invested is the money you put in, less what you took out. Profit or loss is current value minus invested. Return is profit or loss as a share of invested. So invested is net of withdrawals, and Return divides profit or loss by it. Return is not per year and not time weighted. It is a simple share of the money still in.
  3. Worked example Here is a worked example, example only. You added Rs 3,00,000 and took out Rs 50,000, so invested is Rs 2,50,000. Current value is Rs 2,75,000, so profit is Rs 25,000. Return is 25,000 divided by 2,50,000, which is plus 10%. Notice the withdrawal: it lowered invested, so the return is measured on the money still in. Try the same steps with your own figures from the card.
  4. How to read it Today compares now with the previous close. Next rebalance shows the earliest date any portfolio on the card is due. How to read it: the NIFTY 50 figure under profit and return is the same money in the index, on your dates. Return is not per year, so plus 10% in 3 months and in 3 years read the same. The tab decides what is summed: All, Live or Practice. Next, switch tabs and see how the totals change.
  5. Watch out Watch out: a withdrawal lowers Invested, so Return is on the money still in. Return ignores when the money went in. The money weighted figure is in Advanced on a portfolio. Today needs live prices, so it can lag outside market hours. Past performance is not a promise of future returns. Check the Today figure again once the market opens. Next, the portfolio card: status, due pill and cycle ring.

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• 1:04

  Tutorial, 5 chapters, voice

  The portfolio card: status, due pill and cycle ring

  Each portfolio card on the Dashboard shows its status, a due pill, the rebalance cycle ring, its value, profit or loss and the benchmark on the same money.

  What the voice says, chapter by chapter

  1. Where it is On the Dashboard, below the summary, every portfolio has its own card. The card is a quick health check. It tells you what the portfolio is doing, whether anything is due, and how it stands against the index. This works in Basic and Advanced, and the broker line appears in Advanced. Why does it matter? You can scan several portfolios in seconds, without opening each one. Look at the card first, and open a portfolio only when something needs a closer look.
  2. What it means The status line says what the portfolio is doing: up to date, putting money to work, rebalancing now, withdrawing, or needs attention. A pill flags a rebalance that is due, or a problem. The ring fills as the portfolio moves through its rebalance cycle. When it is full, a rebalance is due. Below that, vs NIFTY 50 compares your portfolio with the index on your own dates and amounts, so it is a fair comparison. The ring is the share of days gone between the last and the next rebalance. Profit or loss is on your net invested money. The benchmark figure uses your own dates and amounts.
  3. Worked example Take an example only. The last rebalance was on 1 September, and the next is on 29 September. That is a cycle of 28 days. On 15 September, 14 of those 28 days have gone, so the ring is 50% through. On 29 September, the ring is full, and the pill reads Rebalance due. The ring is simple arithmetic: days gone, divided by the days in the cycle. A half filled ring means you are about halfway to the next rebalance, and nothing is waiting for you.
  4. How to read it Two buttons sit on the card. Rebalance now opens the confirm sheet. Open shows the portfolio. To read it, look first at the ring and the pill together. A full ring with the Rebalance due pill means a rebalance is waiting. Then look at profit or loss. It is counted since you invested, net of withdrawals, on your own money. Use Open to see the detail, and use Rebalance now only when you are ready to confirm the trades.
  5. Watch out A few limits. The percentage on the card is not per year. It is since you invested, so a young portfolio and an old one are not comparable. Practice portfolios use the same card, so check the Live or Practice word before you act. And Needs attention means the last action stopped. Open the portfolio to see why, and read the broker's message. Next tutorial: Portfolio value, and what Same money in NIFTY 50 means.

  Open the tutorial page

• 0:53

  Tutorial, 5 chapters, voice

  Model cards on a portfolio: which figures are mine?

  On a portfolio page the hero, key figures and holdings are yours. Most Returns and Risk cards show the linked strategy's model since you invested.

  What the voice says, chapter by chapter

  1. Where it is Open a portfolio page. On the Compare card, the You, live bar is your own portfolio, counted from your holdings. This is the first place where your figures sit beside the model's. Now scroll to the Returns and Risk tabs. From here down, cards are the strategy's model since you invested. A band above them reads Model since you invested, not your portfolio. Each card carries the same tag. So the tab names match a strategy page, but most cards here show the model.
  2. What it means A portfolio page mixes two sources. Your figures come from your holdings, cash and money in and out. They include the hero, the key figures, Holdings, the Ledger and your trades at the top of the History tab. Model cards come from the linked strategy's model history, from the day you invested. Return figures, Year by year, Drawdowns and Risk figures are model cards. The question to ask on every card is: whose number is this, mine or the model's?
  3. Worked example Here is an example only. You invested on 1 June, and your portfolio is up 6% since. The model since 1 June is up 8%, so a model card shows 8%. The gap of 2 points comes from your dates, top ups, fills and charges. Neither number is wrong. One is your money, and the other is the model's path over the same days. Read each card with that in mind.
  4. How to read it Your own charges are on the Ledger tab. Open it to see what your portfolio actually paid, event by event. To read the page, look for the band and the Model since you invested tag first. Your own return is in the hero. The model's return is on the tagged cards. Then compare the two, as in the example, and ask what explains the gap. The timing of your investment and your top ups are the usual reasons.
  5. Watch out The tab names match a strategy page, but here most cards are the model. A model card is not your portfolio, because fills, timing and charges differ. Just after you invest, model cards may have too little history to fill, so some stay empty for a while. Wait for a few weeks of data before you read them closely. Next, rebalance in the app: what does Rebalance now do?

  Open the tutorial page

• 1:05

  Tutorial, 5 chapters, voice

  Ledger and Orders: where is every rupee in and out?

  The Ledger tab lists your money in and out, your charges and every event; Orders lists the open orders at your broker while an action runs.

  What the voice says, chapter by chapter

  1. Where it is Open a portfolio and look at the Ledger tab. It starts with a chart called Money in and out. It shows every sum you added and every sum you took out. Net money in is the Invested figure on your portfolio. This matters because your return is judged against the money you put in, so you want that record to be right. Open the Ledger when you want to know how much of your own money is in this portfolio, and when each sum went in. It is in Basic and in Advanced.
  2. What it means Charges and turnover shows your own estimated charges for each event, with its traded value. The Ledger table lists each event: money added, money taken out, invested, rebalanced and withdrawn. Each row has its amount, status and notes. Net money in is money added minus money taken out, the same as Invested. Charges are estimated for each event from its trades. A row that needs attention means an action stopped before it finished. Open it and read the note.
  3. Worked example Worked example, example only. On 15 June, you invested Rs 2,50,000. On 7 August, you topped up Rs 50,000. On 14 September, you took out Rs 15,000. Net money in is 2,50,000 plus 50,000 minus 15,000. That makes Rs 2,85,000. The Ledger shows these three rows, and the Invested figure on the portfolio should agree with the sum. If the two numbers ever differ, look at the status of each row.
  4. How to read it Orders lists the orders open at your broker while an action runs, such as a top up, a withdrawal or a rebalance. A count on the Orders tab means orders are open at your broker. Every money action leaves a row in the Ledger with its status. Charges are estimates per event, and your broker's contract note is final. Use the Ledger for the story of your money, and Orders for what is happening right now. If the count on Orders is above zero, wait a little, then refresh.
  5. Watch out Watch out for three things. The History tab leads with your own trades. Its model trade book, in Advanced, belongs to the strategy and not to you. The strategy's trade book is not on the Ledger. Orders is empty between actions, as expected, so an empty tab is not a fault. A row that needs attention means an action stopped before it finished. Next, Customise: how do I set what each page shows?

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• 1:04

  Tutorial, 5 chapters, voice

  Your return three ways: why do the hero, key figure and XIRR differ?

  A portfolio shows its return on net invested in the hero, a time weighted return in the key figures, and a money weighted return per year in Advanced.

  What the voice says, chapter by chapter

  1. Where it is Open a portfolio page. Under the value you see the hero line: your profit or loss on your net invested money. Net invested means what went in, less what came out. Below it, the key figure Return, since you invested, shows the return of the holdings, with your money in and out left out. After a full year it becomes Growth per year. In Advanced, the Returns tab also has Money weighted return per year, under the Compare card. These three can differ, and that is not a mistake.
  2. What it means The money weighted return per year is the XIRR. It is the yearly rate that brings every rupee in and out, and today's value, to zero. So it counts when your money arrived. The hero is profit or loss over net invested. The key figure is the change in the unit value, which your flows do not move. XIRR is one yearly rate for all your flows and today's value. After a top up or a withdrawal, the three part ways.
  3. Worked example Here is an example, example only. You put in Rs 1,00,000 and it grows to Rs 1,20,000, a gain of 20%. You then add another Rs 1,00,000, and the whole falls 10% to Rs 1,98,000. The hero shows a loss of 1% on Rs 2,00,000 invested. But the holdings did 1.2 times 0.9, minus 1, which is a gain of 8%. Same portfolio, two true answers, because the second lakh arrived late. Open your own portfolio and compare.
  4. How to read it Notice also that Same money in NIFTY 50 uses your amounts on your own dates. To read the figures: when the hero is under the key figure, more of your money was in during the weaker weeks. XIRR is a yearly rate, so a few months of history can show a large figure. Compare the hero and the key figure first, and use XIRR to judge your timing.
  5. Watch out Watch out for these. The hero's Invested is net of withdrawals, not the total you put in. Money weighted return per year shows only after 30 days, and only in Advanced. And all three figures are before taxes on your gains. Past performance is not a promise of future returns. Check each figure against the label beside it before you compare. Next, MTF: what changes when the broker funds part of a purchase?

  Open the tutorial page

• 1:08

  Tutorial, 5 chapters, voice

  Order status: what do Placed, Open and Partly filled mean?

  Every order a Top up, Withdraw or Rebalance sends has a status: Placed, Open, Partly filled, Filled, Rejected or Cancelled. Here is what each one means.

  What the voice says, chapter by chapter

  1. Where it is This is the Orders tab of a portfolio, beside the Ledger tab. It lists the open orders of the latest action only. Each row is one stock in that action, with a Status next to it. Why does it matter? When you invest, top up or rebalance, the orders go to a broker, and the broker does not always finish them at once. This tab answers one question: where does each order stand right now? Look at the heading too. It counts the open legs and the rupees not yet filled.
  2. What it means Partly filled, Rejected and Placed describe where each order stands at the broker. Placed means RupeeCase has the order, but the broker has not filled it. Rejected means the broker refused it. Cancelled means it stopped before it filled. Open a row to see each broker order. An order can be sent in slices, and each slice shows its time, broker order id, fills and the broker's message. That message is the first place to look when something looks wrong. Filled over target counts shares. An order is Filled only when every share filled. One share short reads Partly filled.
  3. Worked example Here are three cases, example only. You place an order for 40 shares. At first, 0 of 40 are filled, and the status is Placed. Later, 25 of 40 are filled, so the status is Partly filled, because 15 shares are still working or stopped. In the third case, the broker refuses the order: 0 of 40 are filled, the status is Rejected, and the broker's message tells you why. Notice how the count of shares, not the rupee value, decides the status.
  4. How to read it Now the Ledger tab. It keeps every action, and each row for a whole action reads Done, In progress, Partly filled or Needs attention. Here the row reads Needs attention. Tap a row to see its orders. To read it, start with the Orders tab heading. It counts open legs and rupees not yet filled. Then open a row to see its slices and the broker's message. If the tab says No open orders, every order from the last action has settled. Next, check the Ledger for anything older that is still unfinished.
  5. Watch out Some limits to remember. The Orders tab shows only the latest action. An older action with unfinished orders is in the Ledger. Rejected and Cancelled shares are not bought or sold, so the portfolio holds only what actually filled. Price is shown in Advanced, while Basic shows Filled over target, Status and Value. If you want the price of a slice, switch to Advanced. Next tutorial: Needs attention, and what the app tells you when a task stops.

  Open the tutorial page

• 0:56

  Tutorial, 5 chapters, voice

  Needs attention: what does the app tell me when a task stops?

  When an investment, rebalance or withdrawal stops, the portfolio reads Needs attention, the Dashboard tab shows a badge and money actions pause.

  What the voice says, chapter by chapter

  1. Where it is Open the Dashboard. The Dashboard card carries a status line, and a red Needs attention pill when something has stopped. A count line sits near the top, and on a phone the Dashboard tab in the tab bar shows a badge. All of them count what needs you. The card also says which task stopped: the last rebalance, the last investment or the last withdrawal. At the top of the portfolio, a progress panel shows the steps of that task. Open the portfolio to see them.
  2. What it means While a task is stopped, Top up, Withdraw and Rebalance are paused, with a note that money actions wait until it is resolved. A Resume button is offered. In the progress panel, a cross marks the step where it stopped. For a rebalance, the steps run from Selling and Confirming Sells, through the two purchase steps, to Done. While a task is still running, the card reads Rebalancing now, and the panel counts the shares filled. The badge counts portfolios that need attention plus rebalances due, across your account. The app checks the status every 5 seconds while a task runs.
  3. Worked example Here is an example only. You have 3 portfolios. One rebalance has stopped, and one rebalance is due. The Dashboard tab badge reads 2, one for each. The stopped one reads Needs attention. The other reads Rebalance due. The third portfolio needs nothing, so it adds nothing to the badge. Check each card's pill to know which is which. Try counting your own portfolios the same way.
  4. How to read it A red pill is Needs attention. An amber pill is Rebalance due. In the progress panel, the cross marks the step that stopped, which tells you where to look. Rebalancing now with a share count means the task is still working, so give it time and do not press anything twice. If it has stopped, press Resume once you have read the message on the card.
  5. Watch out There is no push alert in the app for a stopped task, so open the Dashboard to see it. For a Live rebalance that stopped or did not start, RupeeCase can email you on Tuesday to Thursday at 10:00 IST. The badge sits on the phone tab bar. On a desktop, read the Dashboard count line. Make it a habit to open the Dashboard after any rebalance date. Next, Resume: how do I restart a rebalance that stopped?

  Open the tutorial page

• 0:52

  Tutorial, 5 chapters, voice

  Broker positions and gaps: does my broker hold what the app says?

  Broker positions reads your demat and compares it with your Live portfolios. A gap means the broker holds fewer shares than the portfolios expect.

  What the voice says, chapter by chapter

  1. Where it is Broker positions is a sheet that reads your demat from your broker. You find it on the Dashboard's account row, in Advanced, and also in a Live portfolio's More options. It has four tabs: Positions, Holdings, Orders and Gaps. Why does it matter? Your portfolios in RupeeCase and your broker account should agree on how many shares you hold. This sheet is where you check that. Positions, Holdings and Orders are read from your broker as the sheet opens, so they are fresh.
  2. What it means A GAP means the broker holds fewer shares than your Live portfolios on that broker should hold. Gaps compares stock by stock, using holdings plus today's trades. Each row shows both quantities side by side. Extra at broker lists stocks in your demat that no portfolio holds, such as shares you bought yourself. Diff is the broker quantity minus the portfolios' quantity. Below zero is a gap. Zero or above reads GOOD.
  3. Worked example Here is a worked example, example only. Your portfolios hold 87 shares of ADANIPOWER, but the broker shows 84. The Diff is minus 3, so the row reads GAP, a gap of 3 shares. Separately, say you hold 25 shares of ITC in your demat that no portfolio holds. Those are listed as extra, and they are simply yours. So a GAP needs a look, and an extra needs nothing. Open the Gaps tab and find any row marked GAP first.
  4. How to read it To read the Gaps tab, scan the Diff column first. A gap often means shares were sold or moved outside RupeeCase, for example from your broker's own app. Today's trades count, so a sell that filled today is already included. Extras are yours, and the app leaves them alone. Once you spot a gap, note the stock and the number of shares, then go to your broker's holdings and order book to see what happened.
  5. Watch out Watch out. There is no fix button in the sheet, so check your broker's holdings and order book first. A gap can make the next sell fail, because the broker cannot sell shares it does not hold. Do not ignore a gap before a rebalance. Reconcile with broker is for the RupeeCase team, and it rebuilds from RupeeCase's own records, not from the broker. Next, cash at the broker: where is my uninvested money?

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More videos on this step

• 2:03

  Walkthrough, 4 chapters, voice

  What a rebalance looks like

  A due rebalance shows on the Dashboard; open the portfolio, press Rebalance, read the confirm sheet; the strategy keeps a record of the turnover at every rebalance.

  What the voice says, chapter by chapter

  1. A rebalance is due A rebalance is a scheduled update of a strategy's stocks, and when one is due, the Dashboard tells you. It shows as a badge and on the portfolio card. The question it answers: does any of my portfolios need my action? Look for the badge first. For example, if one of your cards carries the badge, that is the portfolio to open. Next, open that portfolio.
  2. Open the portfolio You have opened the portfolio, and it says a rebalance is due. This is the same message as the badge, now at the top of the portfolio, so you know which portfolio it concerns. Why does it matter? A portfolio follows its strategy, and the strategy changes its stocks at each rebalance. Until you rebalance, your holdings can differ from the latest strategy. Read the message, then look for the Rebalance button. Next, press Rebalance.
  3. Confirm rebalance Press Rebalance and Confirm rebalance opens. This sheet is the last check before anything is sent to your broker, so take your time over it. It says when the rebalance fell due and asks for your consent. The date tells you how long the portfolio has waited. The consent is your permission for orders to be placed in your own account. Nothing is sent until you accept and press Confirm rebalance. If you want to think it over, close the sheet. Next, see how the strategy has rebalanced in the past.
  4. Turnover at every rebalance The strategy keeps a record of every rebalance. This is Energy Basket, model rebalance record. It shows how much trading each rebalance needed, which matters because trading has a cost. Each bar is the share that changed hands, with the stocks added and removed. A tall bar means a large part of the portfolio changed. A short bar means a small change. This is model, back tested, as of 27 April 2026. Show table lists every rebalance with its turnover. Use it to compare the dates side by side, and to see how often the strategy trades.

  Open the walkthrough page

• 0:53

  Tutorial, 5 chapters, voice

  Rebalance cadence: how often does the strategy trade?

  Weekly, every N weeks or monthly: what the rebalance figure on a strategy means, what a rebalance does and where turnover is recorded.

  What the voice says, chapter by chapter

  1. Where it is On every Marketplace card, a rebalance figure says how often the strategy trades. Why does it matter? The cadence tells you how active a strategy is. It decides how often your portfolio changes, how often charges apply, and how often a rebalance falls due on your Dashboard. The key figures on the strategy page repeat it, and here the cadence is every 2 weeks. This works in Basic. Compare the cadence on a few cards to see which one fits your routine.
  2. What it means The rebalance figure says how often the strategy ranks its universe again and resets its holdings. It reads Weekly, Every N weeks or Monthly. At each rebalance, the strategy sells names that dropped out, buys names that came in, and resets the weights. The cadence comes from the strategy settings. In this record, turnover is the share of names removed out of the names held before. It shows how much changed hands each time.
  3. Worked example Here is an example only. A strategy holds 50 stocks and rebalances every 2 weeks. At one rebalance, 10 names leave and 10 new names come in. Turnover is 10 divided by 50, which is 20% of the names. So four out of five names stayed. Then repeat the idea for the next rebalance, two weeks later. A strategy with high turnover and a short cadence trades much more over a year than one with low turnover and a monthly cadence.
  4. How to read it In Advanced, the History tab records the turnover at every rebalance. To read it: a shorter cadence means more rebalances, and usually more charges. Turnover near 0% means few changes. Turnover near 100% means nearly all names changed. A due rebalance on your own portfolio shows on the Dashboard, as a pill on its card. Open History, scan the turnover column, and see whether it stays steady or jumps around.
  5. Watch out Two limits. Each rebalance has costs, and the model figures are after estimated charges. Turnover here counts names, at equal weights, so the money weights can differ. A name that is a large holding moves more money than a small one. Use turnover as a guide to activity, not as an exact bill. Next tutorial: What Rs 10,00,000 became, and what the hero figure and periods show.

  Open the tutorial page

• 1:02

  Tutorial, 5 chapters, voice

  Rebalance in the app: what does Rebalance now do?

  When a rebalance is due, the card and the portfolio say so. Rebalance now opens Confirm rebalance; nothing is sent until you accept and confirm.

  What the voice says, chapter by chapter

  1. Where it is When a rebalance falls due, the Dashboard card says Rebalance due, and the cycle ring is full. The same pill shows in the portfolio header. Rebalance now is on the card and in the portfolio action bar. Why does it matter? A rebalance keeps your portfolio in line with the strategy. This screen is where you act on it, with your consent. It works in Basic and Advanced.
  2. What it means Rebalance now opens Confirm rebalance. It trades at live market prices, and it stops by itself if any stock has no live price. It uses last week's rankings. Nothing is sent before your consent and Confirm rebalance. The sheet says since when it has been due, and what the last rebalance did. A rebalance brings the holdings back to the strategy's current list and weights. It sells what left the list and buys what joined. Nothing is sent before your consent and Confirm rebalance.
  3. Worked example Here is an example only. A portfolio holds Rs 3,00,000 in 20 stocks, about Rs 15,000 each. Four stocks leave the list, so about Rs 60,000 is sold. Then about Rs 60,000 goes into the four that joined. That is a turnover of about 20%, because 4 of 20 names changed. You can check this on the sheet. The sold value and the bought value are close, so the portfolio stays near its target weights, and the total invested is almost the same.
  4. How to read it To read the sheet: Due since says how long the rebalance has waited. The last rebalance line shows its trades and traded value, so you can judge how big this rebalance may be. Compare it with your portfolio value. Cancel closes the sheet, and nothing is sent. If you want to look first, cancel, review the holdings and the Ledger, and come back when you are ready to confirm.
  5. Watch out Some limits. Confirm rebalance on a Live portfolio places real orders at your broker. It needs live prices, so a stock with no live price stops it. And every rebalance has charges. The Ledger shows them. Read the consent text, and check the Live or Practice word, before you confirm. Orders can be partly filled, so check the Orders tab afterwards. Next tutorial: Top up, and how new money is added to a portfolio.

  Open the tutorial page

• 1:02

  Tutorial, 5 chapters, voice

  Resume: how do I restart a rebalance that stopped?

  Resume checks every order at your broker again, books what filled and sends fresh orders for what did not. Here is what it does and what to check first.

  What the voice says, chapter by chapter

  1. Where it is Resume is the control that restarts a rebalance that stopped. Find it on the Dashboard card of any portfolio that Needs attention, and under the portfolio's progress panel. It matters because a stopped task leaves your portfolio part way between its old mix and its target. You will also find Resume on the stopped row of the Ledger, and beside the action on the Orders tab. All of these do the same job, so use whichever is closest to you.
  2. What it means Resume opens Resume reconciliation. First it re checks every fill at your broker and updates the status, so the app knows what really happened. Then it rebuilds the portfolio from the fills and sends fresh orders at the live price for shares that did not fill: rejected, cancelled, partly filled or never sent. An order still working today is left to fill. An order left open from an earlier day must first be checked in the Resolve stale order sheet. Orders already filled are never sent again. When nothing is left to do, the task closes and the portfolio is Up to date.
  3. Worked example Example only. A rebalance runs 3 sells, and all 3 fill. Then 1 purchase of 40 shares is rejected, so the task stops. You press Resume. The 3 sells stay booked, and nothing is sent for them again. The app sends 1 fresh purchase order for 40 shares at the live price. It fills, the task closes, and the portfolio reads Up to date again. The point is that Resume only orders what is still missing, so a part finished rebalance does not start over.
  4. How to read it After you press Resume and confirm, look for the message Portfolio reconciliation resumed. It means the server took your request, and the progress panel then shows the steps again. If a Resolve stale order sheet appears, an order from an earlier day needs checking against your broker first, so follow the sheet. If Resume says the portfolio is busy, a task is still running. Wait for it to finish rather than pressing again.
  5. Watch out Watch out. Resume can send real orders on a Live portfolio, so check your broker cash and session first. If an order was rejected for funds, add cash at your broker before you Resume, or it may be rejected again. Cancel any order you do not want sent again before you press Resume. Next, Partly done: how do I finish a rebalance that partly filled?

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• 1:13

  Tutorial, 5 chapters, voice

  Partly done: how do I finish a rebalance that partly filled?

  Some orders filled, some did not. Read the Orders tab, then re-price, resend or cancel each open leg and Resume to close the rebalance.

  What the voice says, chapter by chapter

  1. Where it is Open the portfolio and go to the Orders tab. If a rebalance stopped part way, the heading counts the open legs and the rupees not yet filled. A rebalance sells first and then buys, so a stop can leave some orders pending. This tab answers one question: what is still open, and how do I finish it? Each open order has its own buttons in the Status column: Adjust price, Resend and Cancel order. Open the tab and read that heading first.
  2. What it means Adjust price lets you reprice an order that is still open at the broker. Resend sends a rejected order again, when nothing is open for it. Cancel order skips that leg. The leg is dropped, not purchased now. After a new price, no Resume is needed. The broker order updates immediately. When every leg is settled, press Resume. It closes the rebalance. Not yet filled is the shares still missing, times the price, added across the open legs. The rebalance closes as Done when every leg filled, and Partly filled when only some did. A leg you drop is not purchased now, and the next rebalance brings the weight back to target.
  3. Worked example Here is a worked example, example only. An order is for 3 shares. One of the 3 has filled, and the rest are open at Rs 4,540. You press Adjust price and set it to the live price, and the broker order updates. If you press Cancel order instead, 2 shares are skipped. The portfolio is then slightly off its target weight, and the next rebalance restores it. Decide leg by leg, and read each fill bar before you act.
  4. How to read it A fill bar under each stock shows how much of that order has filled. Adjust price appears only while the broker order is still open, so if the button is missing, check the status text beside it. Once the last leg settles, press Resume to finalise. Then open the Ledger. The row reads Done or Partly filled, and that is your record of what happened. Check it against the Orders tab before you move on.
  5. Watch out Watch out: Mark complete is for the RupeeCase team. If a task cannot be resumed, contact support. A partly filled portfolio sits off its target weights until the next rebalance. And on a Live portfolio, repricing changes a real order at your broker, so check the price before you confirm. Practice portfolios are a calm place to learn the buttons without real orders. Take your time. Next, rejected orders: why did my broker refuse an order?

  Open the tutorial page

• 0:46

  Tutorial, 5 chapters, voice

  Rejected orders: why did my broker refuse an order?

  A Rejected order is one your broker refused. The broker's message is in the order row; the app retries buys a few times, then leaves the rest to you.

  What the voice says, chapter by chapter

  1. Where it is Open the Portfolio, then the Orders tab. Look for a row with the status Rejected. You will also see it inside a Ledger action's orders. Rejected means your broker refused this order. This matters because a refused order never reached the market, so your portfolio does not hold what you expected. Click the row to open it. The Message column holds the broker's own reason. The Resend sheet repeats the same words under the heading Broker rejection. Start here every time something looks stuck, because the reason tells you what to fix first.
  2. What it means The Message column shows why your broker said no. Common reasons are not enough cash or margin, an expired broker session, or a stock the broker cannot trade at that moment. Read the words carefully, because the fix depends on the reason. A rejected order fills nothing, so nothing is purchased or sold for it. For a purchase, the app tries again by itself, up to 3 times, a few seconds apart, at the live price. After that it waits for you. A rejected leg stops the task, and the portfolio reads Needs attention. Fix the cause at your broker, then press Resend or Resume, or Cancel the leg.
  3. Worked example Here is an example only. You want to purchase 40 shares at Rs 238. That needs Rs 9,520. Your broker account holds only Rs 6,000 in cash. The broker refuses for funds. The app retries 3 times and is still refused, so it waits for you. You add cash at the broker, then press Resend for 40 shares at the live price. The sum is simple: 40 times Rs 238 is Rs 9,520, which is more than Rs 6,000. Compare the order value with your cash before you resend.
  4. How to read it To read a rejection, start with the message. It is the broker's own words, so if it is unclear, check it at your broker. Next, look at the Filled column. Filled 0 of 40 with Rejected means none of the order was purchased. Finally, think about the side. A rejected sell can mean the shares are not in your demat account. If so, open Broker positions and compare what the broker shows with what the portfolio shows. Then decide whether to Resend, Resume or Cancel.
  5. Watch out Watch out for three things. Resending without fixing the cause can be rejected again, so correct the problem first. A rejection for an expired session needs a fresh broker sign in before anything else will work. And in Practice there is no broker, so an order is rejected only when the app has no data for the stock. Next, Resend: how do I send a rejected order again?

  Open the tutorial page

• 1:07

  Tutorial, 5 chapters, voice

  Resend: how do I send a rejected order again?

  Resend opens a sheet with the broker's reason, what filled, the live price and your broker funds, and lets you choose how many shares to send again.

  What the voice says, chapter by chapter

  1. Where it is Open the Portfolio, then the Orders tab, on a portfolio whose task has stopped. Beside a Rejected order you will see the Resend button. It appears only when no part of that order is still open at the broker. That rule matters, because a second order should not go out while the first could still fill. If the button is missing, the order is probably still working, and Adjust price or Cancel order is the right control instead. Press Resend to open the Resend order sheet and read it before you send anything.
  2. What it means The sheet opens with the broker's reason, so you see what went wrong first. Next come the order with its side and stock, then Filled, Can resend up to, the live price and Broker funds available. Choose a quantity, up to that limit. The sheet shows the order value. If you send fewer shares, the rest wait for the next rebalance. Resend order sends it to your broker, and the app watches for the fill. No Resume is needed. Order value is quantity times limit price. The price is rounded to the stock's tick, Rs 0.05 for most, first.
  3. Worked example Here is an example only. A purchase of 40 shares was rejected, with 0 filled, and the live price is Rs 238.35. Broker funds available show Rs 14,250. Sending all 40 costs 40 times Rs 238.35, which is Rs 9,534. That fits inside your funds. You could instead resend 30 shares, for Rs 7,150, and the other 10 shares wait for the next rebalance. Either way, check the order value on the sheet before you press the button.
  4. How to read it Three things to read on this sheet. Broker funds available is read from your broker as the sheet opens. It informs you, but it does not block the order. The quantity box cannot go above Can resend up to, so you cannot over send. After you press Resend order, a success message ends with Watching for the fill. That means you can leave the sheet, because the row in the Orders tab updates by itself. Check that row later to see the new status.
  5. Watch out Watch out. Resend works only in the trading window, 09:20 to 15:10 IST on weekdays, so outside those hours wait for the next trading day. On a Live portfolio, Resend order places a real order at your broker, so check the details twice. In Practice there is no broker. If any part of the order is still open, use Adjust price or Cancel order instead. Next, Cancel order: how do I drop a stuck order?

  Open the tutorial page

• 0:54

  Tutorial, 5 chapters, voice

  Cancel order: how do I drop a stuck order?

  Cancel order cancels a stuck order at your broker first, then skips that leg. Resume afterwards to close the task. Here is when it shows and what it does.

  What the voice says, chapter by chapter

  1. Where it is Open a portfolio and go to the Orders tab. Beside an order you may see a red Cancel order button. It shows only when the portfolio's task has stopped, for an order that was rejected, is still open at the broker, or was never sent. Why does it matter? A stuck order holds the whole rebalance back. Cancel order is how you drop one stuck leg, so the rest of the portfolio can finish. Find the red button next to the stuck stock and read the row before you press anything.
  2. What it means Pressing it opens a sheet. The server asks your broker to cancel any open part first, then skips that leg. It then books what really filled at the broker. Afterwards you press Resume, and that closes the task. Cancel keeps what filled and drops the rest. The shares not purchased or sold wait for the next rebalance. The order then reads Cancelled if nothing filled, or Partly filled if some shares filled first.
  3. Worked example Here is a worked example, example only. A leg wants to purchase 3 shares. One has filled, and 2 are still open at the broker. You press Cancel order. The 2 open shares are cancelled at the broker, and the leg reads 1 of 1. Then you press Resume, and the rebalance closes. The 2 shares you did not get wait for the next rebalance. After this, check that the order book at your broker shows the cancel.
  4. How to read it To read the result, watch the row. If it says Cancelling at the broker, the broker has not confirmed yet. The row updates by itself, and the app keeps checking for about a minute. If the server finds the order already filled at the broker, it books it and asks you to refresh. Adjust price is the other choice for an order that is still open, so use it if you would rather keep the order alive than drop it.
  5. Watch out Watch out. A cancel cannot be undone. The shares wait for the next rebalance or a Resend. So pause for a moment before you confirm the sheet, and read its wording, which names the stock. Check the order book at your broker afterwards, where it should read cancelled. An order from an earlier trading day is checked against your broker first, under Resolve stale order. Next, broker session expired: why sign in again every day?

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• 0:50

  Tutorial, 5 chapters, voice

  Broker session expired: why sign in again every day?

  Brokers ask for a fresh login every trading day. The Dashboard shows when your session has expired; sign in again before any Live order, Resume or Resend.

  What the voice says, chapter by chapter

  1. Where it is Open the Dashboard and look at the account row at the top. It shows your broker session. When the session is active you see a green button that reads Signed in to 5paisa. When it has expired, the button is amber and reads Sign in to 5paisa. On a phone, the title row says 5paisa active or 5paisa expired. Why does it matter? RupeeCase places Live orders through your broker session, so an expired session can stop them. Check this row before you start your day.
  2. What it means Brokers ask for a fresh login every trading day. A 5paisa session ends at midnight. Sign in to 5paisa opens your broker's own login and brings you back. RupeeCase never sees your broker password. Active means a broker login from today. The invest sheet lists only brokers with an active session for Live. If an order needs the broker while the session has expired, the app shows Sign in required, or the task stops and the portfolio reads Needs attention.
  3. Worked example Here is a worked example, example only. You sign in at 9:30 on Monday, so the session is active all Monday. On Tuesday at 9:25 the row reads 5paisa session has expired. You press Sign in to 5paisa, log in on the broker's page, and come back. Then you resume Monday's stopped task. Notice the order: sign in first, then Resume. Try finding the Resume button on a portfolio that reads Needs attention.
  4. How to read it To read this row, remember the colours. Green means your session is from today, and you can tap it to refresh the session. Amber means sign in. On the invest sheet, a line says only brokers with active sessions are shown for Live mode, so if your broker is missing there, the session is the reason. Practice needs no broker session at all, so you can explore freely without signing in.
  5. Watch out Watch out. A Live investment can be accepted and then stop in the background if the session has expired, so check the Dashboard afterwards. Make that check a daily habit on trading days, especially before a rebalance. Sign in on the broker's own page only. After signing in, a stopped task does not restart by itself, so tap Resume. Next, not enough cash: what happens when funds or margin fall short?

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• 0:54

  Tutorial, 5 chapters, voice

  Practice and Live: what can go wrong in each?

  Practice fills every order at once with no broker, so most failures cannot happen. Live meets real brokers, cash and sessions. Here is the difference.

  What the voice says, chapter by chapter

  1. Where it is The Dashboard splits your portfolios into tabs: All, Live, Practice and Archived. Each card says Practice or Live in its meta line. Open the Practice tab, and a line under the tabs reads: Showing practice portfolios. No real orders are placed. Why does it matter? The two modes can fail in different ways. Knowing which one you are looking at tells you what a problem means, and what to do about it.
  2. What it means A Live portfolio sends real orders to your broker. So it can meet an expired session, short cash, a rejected order, or an order still open at the close. A Practice portfolio has no broker. Every order fills at once at the requested price. There is no session to expire and no cash limit, and nothing is retried. It can still stop when a stock has no live price. In short: Practice fills at the requested price with no broker. In Live, the broker fills, refuses or leaves an order open. The same buttons, such as Resume and Cancel order, appear in both.
  3. Worked example Here is an example only. You run the same strategy with Rs 1,00,000 in Practice and the same Rs 1,00,000 in Live. In Practice, every order is filled at once, so everything looks smooth. In Live, one purchase is rejected because the funds were short, and the portfolio shows Needs attention. Same strategy, same amount, different result. The difference is not the strategy. It is the real broker, with real cash and real rules, standing between the order and the fill.
  4. How to read it To read the screen: a Practice card never shows a broker name. That is a quick way to tell the modes apart. On a Practice portfolio, the stale order check says that no real broker order exists. Practice results show how the app works, not what a broker would have filled. Use Practice to learn the buttons and the flow. When a Live portfolio stops, open its Ledger and read the broker's message before you press Resume.
  5. Watch out Some limits. Outside market hours, the server refuses Practice actions too, though the sheet's words mention only Live. Live fills can differ from the price on screen, while Practice fills cannot. And Practice access can end with its trial, and the app then asks you to use Live. Both modes run only in the trading window, 09:20 to 15:10 IST on weekdays. Next tutorial: Phone or desktop, and how to put the terminal on your home screen.

  Open the tutorial page

• 1:02

  Tutorial, 5 chapters, voice

  The app's questions: what is each prompt asking me?

  The disclosure before history, the broker consent before Live orders, the confirm sheets, Market closed and the Welcome cards: what each one asks and means.

  What the voice says, chapter by chapter

  1. Where it is The first prompt you meet is the Welcome sheet. It shows once, on your first sign in, and introduces how the app is laid out. Why does it matter? Every other question in the app, such as the performance disclosure, the broker consent and the confirm sheets, follows a pattern, and once you know the pattern none of them are surprising. They are not a test and not a risk questionnaire. The app does not ask one: the riskometer on each strategy is the strategy's own rating. If you want to see Welcome again, use Customise.
  2. What it means On a strategy page, history shows only after the performance disclosure. It asks you to read how model history is made before the chart and figures appear. I agree lasts for the day, on this device. Tomorrow it asks once more. Nothing is sent until you confirm. Live money sheets also need your broker consent ticked. A confirm sheet repeats what the action will do, and Cancel closes it with nothing sent. Market closed means Live actions wait for the trading window, 09:20 to 15:10 IST.
  3. Worked example Here is a worked example, example only. Open a strategy: the disclosure asks once today. On a Live invest sheet you see the consent text, tick I accept, and only then does Invest now switch on. On any confirm sheet, press Cancel and nothing is sent. Notice the pattern: every prompt either explains something to you or waits for your tick, and none acts on its own. Try this pattern in Practice mode first.
  4. How to read it On a Live money sheet, the consent is your broker's. The button waits for I accept, so if it looks greyed out, look for the tick box. Read the consent text as your broker's wording, not RupeeCase's. Welcome shows once, and Customise can show it again. The website's Risk profile page is separate from the app. Practice needs no broker consent, so it is a calm place to learn the sheets.
  5. Watch out Watch out. Ticking I accept and confirming places real orders on a Live portfolio. The disclosure resets each day, so it can ask again. Read the Resume reconciliation and Cancel order sheets in full, because they change orders at your broker. Take your time on any sheet that mentions your broker. Try it in Practice: no broker order is placed. Use it to see every sheet before you go Live.

  Open the tutorial page

Videos on this step

• 1:45

  Walkthrough, 4 chapters, voice

  Exit any time

  Withdraw part of a portfolio or everything: part of it sells about the same share of every holding, everything sells all the holdings, and the money stays in your own broker account.

  What the voice says, chapter by chapter

  1. Withdraw Withdraw is on every portfolio, next to Top up. Top up adds money, and Withdraw takes money out. This matters because you should know, before you begin, that you can leave. Find the button on the portfolio page. Choose part of it or everything. Part of it takes out only some of the value, and everything closes the portfolio. Read the two options and pick the one that matches what you want. Nothing happens yet.
  2. Part of it Part of it sells about the same share of every holding. For example, if you withdraw about a quarter of the value, about a quarter of each holding is sold. That is an example only. This way the mix of stocks in your portfolio stays about the same, just smaller. Why does it matter? You do not have to choose which shares to part with. Read the amount you type, and check the sheet before you go on. Next, the everything option.
  3. Everything Everything sells all the holdings. The portfolio ends, and every share in it is sold. Use this when you want to leave the strategy fully. Check the cash you expect, and read the sheet once more. Nothing is sold until you press the button yourself. RupeeCase does not act on its own here. If you change your mind, close the sheet, and your holdings stay as they were. Next, where the money goes.
  4. Money stays at your broker The money stays in your own broker account. RupeeCase never holds it, so there is no transfer into a RupeeCase account to wait for. After the sales are complete, the cash shows in your broker account, and you can use it as you like. You can check it in two places: the Orders list for the sales, and your broker app for the cash. That is the full cycle: login, invest, track and exit, all in your own demat account.

  Open the walkthrough page

• 1:09

  Tutorial, 5 chapters, voice

  Withdraw: what is sold, and where does the money go?

  Withdraw sells holdings to raise an amount: Part of it sells every stock in proportion, Everything sells all. The money stays in your broker account.

  What the voice says, chapter by chapter

  1. Where it is Withdraw sits in the action bar of a portfolio, in both Basic and Advanced. Use it when you want to take money out. The question it answers is simple: what gets sold, and where does the money go? Press Withdraw and the sheet opens. It does not take money out straight away. First it shows you a summary of what will be sold, and only then do you confirm. You can close the sheet at any time with Cancel.
  2. What it means The sheet asks you to choose Part of it or Everything. Part of it sells about the same share of every holding, so the mix of your portfolio stays the same. The sheet tells you about what share of each holding it sells. If you type an amount at or above the portfolio value, it is refused: choose Everything for that. Everything sells all the holdings, and the portfolio is closed out. For a partial withdrawal, the share sold is the amount divided by the current value. Invested falls by the amount you take out.
  3. Worked example Let us work an example, example only. Your portfolio value is Rs 3,00,000 and you withdraw Rs 60,000. Divide 60,000 by 3,00,000 and you get 20%. So about 20% of every holding is sold. Invested falls by Rs 60,000, from Rs 2,85,000 to Rs 2,25,000. The mix of holdings stays the same, only the size shrinks. Open Withdraw on a Practice portfolio, type an amount, and check that the summary line matches your own sum.
  4. How to read it Read the summary line before you confirm: it says what will be sold. After a withdrawal, Invested drops by what you took out. That matters because Return is then measured on the money still in the portfolio, not on the older, larger amount. If the summary is not what you wanted, press Cancel. Cancel closes the sheet and nothing is sent to your broker. Try different amounts on a Practice portfolio, and watch how the share sold changes.
  5. Watch out Holdings are sold to raise the amount, and the money stays in your own broker account, not with RupeeCase. Now watch out. Confirm withdrawal on a Live portfolio places real sell orders. Selling can bring capital gains tax and charges. Moving money from your broker account to your bank is done at your broker, not in RupeeCase. Next, Ledger and Orders: where is every rupee in and out?

  Open the tutorial page

• 1:00

  Tutorial, 5 chapters, voice

  Combine portfolios: how do I merge two on the same strategy?

  Combine rolls one or more portfolios on the same strategy and mode into another. Holdings and cash move over in the books; no broker order is placed.

  What the voice says, chapter by chapter

  1. Where it is On a portfolio, open More options. You will see Combine portfolios there, but only sometimes. It appears when you hold another portfolio on the same strategy and in the same mode, Live or Practice, and both are Up to date. It answers a simple question: I started twice on one strategy, how do I see one book? Think of it as tidying, not trading. If the option is missing, check those three conditions first. Open More options on one of your portfolios and look for the entry now.
  2. What it means The sheet lists your other portfolios. Tick the ones to roll into this one. Their holdings and cash move in, and the ticked ones are then archived. Only portfolios on the same strategy and the same mode are listed, so Live and Practice never mix. A confirmation lists exactly what moves. It says no broker orders are placed. This is a bookkeeping merge, so nothing is traded at your broker, and each Ledger records the move as Combined. The merged portfolio holds the sum of the shares and cash. Each share keeps its average purchase price, so your cost figures carry across.
  3. Worked example Here is a worked example, example only. Energy Basket holds Rs 80,000 and Energy Basket Two holds Rs 40,000, both on the same strategy and mode. You combine them into Energy Basket. It now holds both books, about Rs 1,20,000, which is Rs 80,000 plus Rs 40,000. Energy Basket Two moves to the Archived tab. Notice that no new money entered. The same money simply sits in one place now. Try the sum with your own two portfolios before you press confirm.
  4. How to read it Now let us read the result. If a portfolio is missing from the list, it is on another strategy, in another mode, or busy with another task. On the merged card, Invested adds the money moved in, so it rises even though you added nothing new. The archived portfolio keeps its history, read only, so you can still open it. Next, open the Archived tab and the Ledger, and check that the rows read Combined.
  5. Watch out Watch out for three things. The app does not check that two Live portfolios use the same broker, so combine only portfolios held at one broker. Live and Practice portfolios cannot be combined at all. And a portfolio funded with margin, called MTF, must be reconciled before it can be combined. If something looks off, pause and contact support. Next, change strategy: what happens to your holdings if you switch?

  Open the tutorial page

• 1:01

  Tutorial, 5 chapters, voice

  Change strategy: what happens to my holdings if I switch?

  Change strategy links a portfolio to another strategy with the same benchmark. Nothing is traded at once; the next rebalance adjusts only the differences.

  What the voice says, chapter by chapter

  1. Where it is Change strategy is in More options on a portfolio. It is offered only when the portfolio is Up to date. A portfolio with no strategy shows Link to a strategy instead. The sheet is titled Link to a marketplace strategy, and it lists strategies with the same benchmark. Why does this matter? Many investors want to move a portfolio to a different strategy without selling everything. This sheet answers what happens to your existing holdings. Open More options and look for the entry.
  2. What it means Only strategies with the same benchmark are offered, so the comparison stays like for like. When you pick one, the confirmation says holdings carry over, and the next rebalance adjusts only the differences, with no forced sell all and repurchase. Nothing is traded when you link. The portfolio simply follows the new strategy's settings from then on. Only strategies with the same benchmark can be linked. Holdings stay, and the next rebalance trades the difference. If the new strategy holds a universe in more than one sleeve, the app asks which sleeve your holdings continue as.
  3. Worked example Here is a worked example, example only. A portfolio is on Allcap and holds 50 stocks. You link it to Large Midcap. At once, no trade happens and the 50 stocks stay. At the next rebalance, the stocks Large Midcap does not hold are sold, and its own picks are purchased. So the switch happens in steps, not in one go. Before you link, check how many of your stocks the new strategy also holds.
  4. How to read it To read the sheet, look for Currently linked, which marks the strategy the portfolio follows now. Dynamic or Static tells you how a strategy picks its list. Only a portfolio that is Up to date can change strategy, so a busy one waits until its task finishes. Compare the new strategy's factsheet with your current one before you confirm, and note its benchmark and its minimum.
  5. Watch out Watch out. The confirmation does not say so, but stocks outside the new strategy are sold at its next rebalance. Selling can mean charges and tax on gains. Think about those costs before you link, and check your gains first. Remember that the switch is a decision to trade at the next rebalance, even though nothing happens today. Only strategies with the same benchmark are offered. Next, the app's questions: what is each prompt asking me?

  Open the tutorial page

Videos on this step

• 1:14

  Tutorial, 5 chapters, voice

  Basic or Advanced: where did the other figures go?

  The Basic and Advanced switch, the "more in Advanced" rows, info buttons and pins: how the app hides figures without deleting any of them.

  What the voice says, chapter by chapter

  1. Where it is Look at the app bar, at the top of every page. You will see a switch with two choices, Basic and Advanced. Basic is the default. It shows fewer figures, so a first look at a strategy is not crowded. Advanced shows every figure. Why does this matter? Different investors want different depth. Inside cards you will also see reach rows that say how many more figures Advanced adds, and small info buttons. Try the switch now on any page and watch the cards change.
  2. What it means Rows like this one count what Advanced adds to this card. Nothing is removed in Basic. In Advanced the same card shows those figures in place, so you can compare them with the rest. Each info button explains its figures in plain words. A pin keeps one Advanced figure in Basic, for that page. The switch is saved on this device for your user. Advanced items carry a marker and Basic hides them, and pins override that page by page. A few disclosure figures always stay in Basic.
  3. Worked example Here is a worked example, example only. Say a strategy shows 9 key figures in Basic. Advanced adds Sharpe and Alpha, so you see 11 figures. Now pin Sharpe. Basic shows 10 figures, and Alpha stays in Advanced. So the count in Basic goes up by exactly the figures you pin. The reach row on the card updates too, so it always tells you what is still hidden. Try a pin on the Sharpe figure and watch the count.
  4. How to read it A glossary word marked In Advanced means that figure is shown in Advanced only. Read the line that says N more figures in Advanced as a note of what is hidden on that card. Your choice and your pins stay on this device only. If a figure matters to you, open its info button, read the meaning, then pin it. If it does not, leave it in Advanced and move on.
  5. Watch out Watch out. Switching modes changes what is shown, not what is computed. The numbers are the same either way; only the view differs. Pins and the mode are not synced, so another phone or browser starts in Basic. So if a figure looks missing, check the mode first. Some figures cannot be unpinned in Basic, because they are disclosures. Next, Practice or Live: is my money really invested? That tutorial shows how to tell the two modes apart.

  Open the tutorial page

• 0:54

  Tutorial, 5 chapters, voice

  Getting around: where are the tabs, markets and glossary?

  The three main tabs, the Markets sheet behind the NIFTY chip, the "What the figures mean" glossary and the in-app guide.

  What the voice says, chapter by chapter

  1. Where it is Welcome to RupeeCase. At the bottom of a phone, or along the top menu on a desktop, you will find Marketplace, Dashboard and Account. Marketplace lists the strategies with their model figures. Dashboard holds your portfolios. Account holds your profile and Customise. Knowing these three places means you are never lost. Whenever you feel stuck, come back to this bar. It looks the same in Basic and in Advanced. Tap each tab once. The NIFTY chip opens Markets, a sheet of live index quotes. It lists NIFTY 50, SENSEX and more, each with its last price and the change today. Quotes refresh every few seconds.
  2. What it means Next to the Marketplace caption sits a small info button. It opens the glossary for the cards. Each word opens a plain explanation, so you can learn what a figure means before you rely on it. In the glossary, the label In Advanced marks a figure that is hidden in Basic. The guide goes further. It walks through every screen and answers common questions. You find it under Getting started. Use Markets for what the index is doing today, and the glossary for what a card word means. They answer different questions, so keep them apart.
  3. Worked example Worked example, example only. Tap the NIFTY chip, and you see NIFTY 50, SENSEX and more, each with today's change. Close it. Now tap the info button, and you see the sheet called What the figures mean. Pick any word on a card, such as Max drawdown, and read its explanation. Finally open Getting started, where the guide, its glossary and its questions are kept together. That is three taps, and you have seen all three helpers. Try them in this order the first time you open the app.
  4. How to read it Markets quotes are live index levels. They are not model figures, so never compare them directly with a strategy card. The guide's glossary merges the card words and the column tips, so one search finds both. When you read a card, hold the glossary in mind, and check whether a word is marked In Advanced. If it is, switch to Advanced to see that figure on the screen. Basic shows a simpler view, and nothing is deleted from it.
  5. Watch out Watch out for two things. Market quotes refresh every few seconds, and they pause outside market hours, so a stale number at night is normal. Glossary words describe the card figures, but a tab may compute a figure over another period. Always check the period label before comparing numbers across screens. When two numbers disagree, the period is usually the reason, so read the label before you worry. Next, growth per year: how fast did the model grow?

  Open the tutorial page

• 1:17

  Tutorial, 5 chapters, voice

  The account menu: where are sessions, links and codes?

  The account menu holds your user id, referral code, theme, Customise, profile settings, active sessions with the device limit and Link another account.

  What the voice says, chapter by chapter

  1. Where it is Tap the account button in the app bar, and the account menu opens. On a phone it is a sheet. Open My profile and settings to find Update profile, Change password, Active sessions and Link another account. These work in Basic and Advanced. At the top you see your user id, then your referral code, with a copy button. Press copy, and you get a sign up link with your code in it.
  2. What it means Active sessions lists every device that is signed in to your account. Each other device has a Log out button, and a note tells you the device limit. If you sign in on one more device than the limit allows, the device used least recently is signed out. Nothing here is a figure. The server caps the sessions, and the least recently used one goes first. Codes sent at sign up or for a password reset are six digits, sent at most three times per channel, 30 seconds apart.
  3. Worked example Here is an example, example only. Say the limit is 3 devices, and a phone, a laptop and a tablet are all signed in. You now sign in on a fourth device. The device you used least recently is signed out, perhaps the tablet you left at home. That is why it is worth glancing at Active sessions now and then. Open it now, and check that every device listed is one you recognise.
  4. How to read it Link another account puts this login under a primary account, so its portfolios group with the primary account's on the Dashboard. Now read the screen. The row marked This device is the session you are using, and it has no Log out button. Linked to names the primary account, and Unlink account undoes the link. The referral link opens sign up with your code filled in, so you can share it as it is.
  5. Watch out Watch out for these. Link another account asks for a RupeeCase user id, not a broker login, so do not type any broker details there. Logging out a device ends its session at once, so save what you are doing on that device first. After three sends, a code button reads Limit reached, and you need to wait. Next, the Holdings table: what do entry, last price and weight mean?

  Open the tutorial page

• 1:31

  Tutorial, 5 chapters, voice

  Customise: how do I set what each page shows?

  Customise picks the lead key figures, cards, default tab, chart and benchmark for each page, saved on this device, with a reset.

  What the voice says, chapter by chapter

  1. Where it is Customise lets you set what each page shows. On a phone, press the sliders button in the app bar. On desktop, open Customise in the account menu. It opens for the page you are on. This answers a practical question: how do I see the figures I care about first, without clutter? It works in Basic and Advanced. Open it now from the strategy page. Each page has its own section, so strategy, portfolio and Dashboard can look different. The shared settings follow below: density, theme, number format and the home page. Scroll through once to see what is on offer.
  2. What it means For this page, you choose which cards show and in what order. You also set the lead key figures and the tab it opens on. Tick up to four lead key figures. These are the four that show first, so pick the ones you check most. For charts, set the metric, the rolling window, the scale and the benchmark. Each page keeps its own choices. They live in this browser on this device, so another phone or browser starts from the defaults. Nothing is sent to the server.
  3. Worked example Here is a worked example, example only. You set the lead four to Growth per year, Max drawdown, Volatility and Minimum. You set the default tab to Risk, so every strategy page opens on Risk. Later you change your mind. Reset this page brings back the standard lead four and the Holdings card. Reset everything puts all pages back. Try one small change, look at the page, and then reset it to feel comfortable experimenting.
  4. How to read it Reset this page puts only the page you are on back to the default. Your choices are saved for you on this device. Nothing goes to the server. How to read it: each row shows its current setting on the right. A hidden card leaves both Basic and Advanced. The chart benchmark you choose applies to every strategy page. Next, open Customise and check which cards you have hidden, in case a figure you expected is missing.
  5. Watch out Watch out: choices are saved on this device only, so another phone or browser starts fresh. Changing the benchmark changes every figure that uses it, so check it before you compare strategies. A few disclosure figures always stay in Basic, and you cannot hide them. If a page looks different from this tutorial, Customise is the first place to look. Next, advanced risk figures: Sortino, Calmar, VaR, beta and more.

  Open the tutorial page

• 1:21

  Tutorial, 5 chapters, voice

  Advanced risk figures: Sortino, Calmar, VaR, beta and more

  Sortino, Calmar, VaR and CVaR, beta, tracking error, information ratio and up and down capture: what each measures and how the app works it out.

  What the voice says, chapter by chapter

  1. Where it is This is the Risk tab of a strategy page, switched to Advanced. Two cards matter here: the Risk figures card, and the Market link card beside it. Together they list every risk figure the app works out, not only the short set you see in Basic. Why does this matter? Returns tell you where a strategy ended up. These figures tell you about the ride on the way. Any figure can be pinned to Basic from its info button, so you can keep the few you care about in front of you. Open a strategy, tap Risk, then choose Advanced in the app bar.
  2. What it means VaR 95 is the loss that only 5 percent of periods went past. CVaR 95 is the average of those worst periods. Sortino is return per unit of downside only, with a target of 0. Winning weeks do not count against it. Calmar is growth per year over the size of the maximum drawdown. It asks how much yearly growth you earned for each point of the worst fall. All are worked out from weekly returns over the chosen period, against the primary benchmark, with 52 weeks to a year. Sortino uses a target of 0, while Sharpe uses 6 percent.
  3. Worked example Here is a worked example, example only. Calmar: growth of 30% a year and a maximum drawdown of 20% gives 30 divided by 20, which is 1.5. Information ratio: a gap of 0.2% a week ahead, times 52, is 10.4%. Divide by a tracking error of 13% and you get 0.8. Up capture: if the strategy gained 1.2% in a week when the benchmark gained 1.0%, up capture is 120%. These numbers are made up to show the method, not figures from any strategy. Try the same sums on a real strategy's cards.
  4. How to read it Beta is how much the strategy moved with the benchmark. A beta of 1.2 means that when the benchmark moved 1% in a week, the strategy moved about 1.2% on average. Tracking error is how far the two wandered apart, in a year. A low figure means they moved closely together. Up and down capture compare its moves in the benchmark's up and down periods. Down capture under 100% means it fell less than the benchmark in the benchmark's down weeks, on average. A VaR 95 of 5% means about 1 week in 20 lost more than 5%. Read each figure beside the benchmark's, and pin the useful ones to Basic.
  5. Watch out Watch out. Sortino uses a target of 0 and Sharpe uses 6%, so the two do not line up. The app reads weekly history, but this recording's model history is month ends, so its cards say Monthly. These figures describe the past model. They do not predict the next fall. Try it in Practice: no broker order is placed. Open any strategy, switch to Advanced, and check each figure against its info button.

  Open the tutorial page

• 1:03

  Tutorial, 5 chapters, voice

  Numbers: how do lakh, crore, Short and Full change a figure?

  Customise, Numbers: Indian or Plain digit grouping and rupee figures Short or Full, with 12.35 L and 1.2 Cr read out, and what stays as it is.

  What the voice says, chapter by chapter

  1. Where it is Open Customise, then Every page, then Numbers. There are two settings here. Number grouping can be Indian or Plain. Rupee figures can be Short or Full. The defaults are Indian and Short. Both work in Basic and Advanced. These choices decide how every rupee figure looks, so a number like twelve lakh can read the way you are used to. Open the Numbers row and see what is selected now.
  2. What it means Indian grouping puts a comma after the thousands and then every two digits, so you see 12,34,567. Plain groups every three digits, so the same number reads 1,234,567. Short reads large figures in lakh and crore, such as 12.35 L. With Plain it uses K, M and B. Under a lakh the exact amount shows. Full prints every rupee. Remember the units. One lakh is 1,00,000, which is 100 thousand. One crore is 100 lakh, which is 1,00,00,000, or 10 million.
  3. Worked example Here is an example only. Rs 12,34,567 in Short reads 12.35 L. Rs 2,25,000 in Short reads 2.25 L, and with Plain it reads 225K. Rs 1,20,00,000 in Short reads 1.2 Cr, and with Plain it reads 12M. Notice Short rounds to at most 2 decimals and drops trailing zeros. Try converting one of your own amounts the same way and check it against the screen.
  4. How to read it Look at the minimum on a card, in the default format. It reads in lakh, because Indian and Short are on. The Numbers row shows your choice, for example Indian, short. Short is quicker to scan, and Full is exact to the rupee. Use Full when you need the exact amount, and Short when you compare many cards. The choice is saved on this device for every page.
  5. Watch out Broker figures keep Indian grouping whatever you choose. Chart axes stay short even in Full. And Short rounds, so Rs 12,34,567 reads 12.35 L, not the exact amount. If you need the exact rupee, switch to Full. The choice is saved on this device only, so set it again on another one. Open Customise, Numbers, and try each option once. Next, return distribution: what do skew and kurtosis say?

  Open the tutorial page

• 1:04

  Tutorial, 5 chapters, voice

  Return distribution: what do skew and kurtosis say?

  The Return distribution histogram with its mean and VaR markers, and the skew and excess kurtosis figures, as the app works them out from weekly returns.

  What the voice says, chapter by chapter

  1. Where it is Open the Risk tab in Advanced. There you will find the Return distribution card, which draws every weekly return of the period as a histogram. Skew and Excess kurtosis also appear in the Risk figures card. On a portfolio, both read the model since you invested. The question this card answers is not how much the model returned, but how the returns were spread: many small moves, a few big ones, or both. Open the card and look at where the bars sit.
  2. What it means Each bar counts the weeks in a 1 percent band, from minus 15% to plus 15% by default. Markers show the mean week, VaR 95 and VaR 99. Skew measures lopsidedness. Below zero, the long tail is on the losing side. Above zero, it is on the winning side. Excess kurtosis compares the tails with a normal curve. Above zero means more extreme weeks than a normal curve would give. The card needs at least 20 weekly returns. Skew and excess kurtosis describe the shape: which side the long tail is on, and how heavy the tails are.
  3. Worked example Example only. Over 52 weeks, most weeks land between minus 2% and plus 3%. Two weeks fall hard, at minus 9% and minus 11%, and no week goes past plus 6%. So the long tail sits on the left, the losing side. That means skew is below zero. A reader would say the falls came in rarer, larger steps, while the gains came in smaller ones. Use this only as a way to read the shape of a real card.
  4. How to read it Look at where most bars sit. Most bars near the middle with a few far to the left means the falls came in rarer, larger steps. Excess kurtosis above 0 means more extreme weeks than a normal curve gives. Then read VaR 95 against the bars: about 1 week in 20 lost more than that line. Compare two strategies this way before you look at returns alone. Past performance is not a promise of future returns.
  5. Watch out Watch out. The caption says Kurtosis, but the value is excess kurtosis, as the tile says. This recording reads month end history, so its bars are months. A few years of weeks is a small sample for the tails, so treat the tail figures with care. Open the Risk figures card to see both values together. Next, Treynor, Omega and weeks ahead: three more ways to read risk.

  Open the tutorial page

• 0:59

  Tutorial, 5 chapters, voice

  Treynor, Omega and weeks ahead: three more ways to read risk?

  Treynor, Omega at 6% and Weeks ahead of benchmark on the Risk tab: what each one measures and how the app works it out from weekly returns.

  What the voice says, chapter by chapter

  1. Where it is Open a strategy and go to the Risk tab, in Advanced. Two cards matter here. In the Risk figures card, look at the Risk adjusted group: Treynor and Omega at 6% sit there. Then find the Market link card, which holds Weeks ahead of benchmark. Together these three figures ask whether the return was worth the risk, and how often the strategy beat its benchmark. If you do not see them, switch from Basic to Advanced first. Past performance is not a promise of future returns, so read them as history.
  2. What it means Treynor is growth per year above the 6% risk free rate, for each unit of beta. Beta is the market risk the strategy carried. So Treynor tells you the return earned for that market risk. Omega at 6% takes every week's return above the 6% hurdle and divides it by the shortfalls below that hurdle. A value above 1 means the gains past the hurdle outweighed the shortfalls. Weeks ahead of benchmark is the share of common weeks in which the strategy returned more than its benchmark. Think of it as a win rate. Treynor and Omega both measure return past a 6% hurdle. Weeks ahead simply counts how often the strategy beat its benchmark.
  3. Worked example Let us work one example, example only. Say growth is 18% a year and beta is 1.2. Take 18 less 6, which is 12, and divide by 1.2. You get 10 points, so Treynor reads 0.10. Now Omega: if the returns past the hurdle add up to 30 points and the shortfalls add up to 20, Omega is 1.5. Finally, if the strategy was ahead in 30 of 52 weeks, weeks ahead is 58%. These numbers are made up to show the arithmetic. Try the same sums on a strategy you are reading.
  4. How to read it Now, how to read each one. Treynor is useful when you compare strategies of similar beta. If a beta is close to 0, Treynor jumps to a large number, so do not trust it there. For Omega, compare it with 1: above 1 means gains past the hurdle outweighed the shortfalls. For weeks ahead, compare it with 50%: above 50% means the strategy beat the benchmark in more weeks than not. Check all three together on the Risk tab, and put two strategies side by side before you form a view.
  5. Watch out Some things to watch out for. Treynor prints as a plain decimal, so 0.39 means 39 percentage points, while other yearly figures show a percent sign. Weeks ahead counts weeks, not how much it won by, so a few large weeks can decide the return. In this recording the history is month end, so the label reads Months ahead. Next, Rank table: how does a dynamic allocation share out its money? Open that tutorial when you are ready.

  Open the tutorial page

• 0:43

  Tutorial, 5 chapters, voice

  Phone or desktop: how do I put the terminal on my home screen?

  Add the terminal to your phone home screen for a full screen app with a tab bar, or use it in a desktop browser. Here is how to install it and what differs.

  What the voice says, chapter by chapter

  1. Where it is RupeeCase is one web app, and it looks a little different on a phone and on a desktop. On a phone you see the app bar at the top and the tab bar at the foot, with Marketplace, Dashboard and Account. On a desktop, 720 pixels wide and above, you see the website's top bar instead. Why does this matter? You will use the terminal on both, and knowing where things sit saves time. The Install chapter of the Guide has the full steps for your home screen.
  2. What it means To put the terminal on your home screen, follow your phone. On an iPhone, open RupeeCase in Safari, tap Share, then Add to Home Screen. On Android, use Install app in the browser menu. The installed app opens full screen, with the tab bar at the foot and pull to refresh. Under 720 pixels wide, the phone layout shows. From 720 pixels, the desktop layout shows. On a phone, wide tables become stacked rows. Settings in Customise are saved on each device, so set them on both. Everything else is the same account and the same portfolios.
  3. Worked example Here is an example, example only. On your phone, tap Share, then Add to Home Screen. The RupeeCase icon now sits with your other apps and opens the terminal full screen. Later, on your desktop, you open the same account and see the same portfolios, but with real tables and the top bar. Nothing is copied between devices, because there is only one account. Try this once on your phone and once on a desktop, and notice which controls moved.
  4. How to read it Here is how to read the phone screen. A number on the Dashboard tab is a badge: it counts what needs your attention, so tap it first. Prices and portfolios need a connection, so if you see You are offline, wait until the connection returns. The app never works offline. Customise saves on each device. On a phone it is in the menu sheet, and on a desktop it is in the account menu. Set it again on the other device, and check both.
  5. Watch out A few things to watch out for. There is no store app to download: you install from the browser. On a shared desktop, log out when you finish, because logging out also clears the app's saved files. Some buttons sit in different places on phone and desktop, Customise being one of them. Remember that the layout changes with screen width, not with the device you own. Try it in Practice: no broker order is placed. Open a Practice portfolio on your phone and look around.

  Open the tutorial page