Where it is

ScreenMarketplace, invest sheet and PortfolioBasic

The Marketplace card ("Broker cash covers the minimum." or "Broker cash is short by Rs X for the minimum."; an "Add Rs X" chip on a phone), "Broker cash available" on the invest sheet, and "Broker funds available" on the Resend sheet.

Index in this video: Allcap (strategy page).

What it means

Your money stays at your broker, so every buy needs cash (or margin) there. The invest sheet compares your amount with the broker cash: "This needs Rs X but your broker shows Rs Y available. Some orders may be rejected for insufficient funds. You can still proceed." It does not block you. When a Live task starts, the server checks again; if the broker has less than the orders need, the task stops before any order with "Insufficient margin" and reads Needs attention. A buy the broker refuses for funds reads Rejected. In a rebalance the buys wait about 45 seconds after the sells so the sale money can settle.

The formula

Short by = the minimum (or your amount) minus the broker cash. The warning is a guide; the broker decides.

As computed in the RupeeCase app
Marketplace: short by = minimum - broker cash (hidden when the broker cash reads 0)
Invest sheet: warning when amount > broker cash; you can still proceed
Live task start: need > have: stops with Insufficient margin
Rejected for funds: add cash at the broker, then Resend or Resume

Worked example

Example only

  • Minimum Rs 2,40,000; broker cash Rs 2,00,000
  • The card reads: short by Rs 40,000 for the minimum
  • Invest Rs 2,40,000 anyway: some buys may be rejected for funds

How to read it

  • A cash figure reads at the time it was fetched; tap Refresh on the Dashboard for a new one.
  • Margin funded (MTF) portfolios on 5paisa show a margin line on the rebalance sheet.
  • The weekly email says failed rebalances often need funds or margin at your broker before a retry.

Watch out

  • Charges come out of the same cash; keep a little more than the order value.
  • The "Minimum to add" on the Top up sheet is a guide; it is not enforced.
  • Practice has no cash limit, so it never fails for funds.

Transcript

Tap Sound on for voice and music. These are the captions of the video, chapter by chapter.

  1. 0:00Where it is. A card shows when your broker cash is short of its minimum.
  2. 0:09What it means. Live shows your broker cash.
  3. 0:34Worked example. Worked example, example only: Minimum Rs 2,40,000; broker cash Rs 2,00,000. The card reads: short by Rs 40,000 for the minimum. Invest Rs 2,40,000 anyway: some buys may be rejected for funds.
  4. 0:40How to read it. How to read it: A cash figure reads at the time it was fetched; tap Refresh on the Dashboard for a new one. Margin funded (MTF) portfolios on 5paisa show a margin line on the rebalance sheet. The weekly email says failed rebalances often need funds or margin at your broker before a retry.
  5. 0:46Watch out. Watch out: Charges come out of the same cash; keep a little more than the order value. The "Minimum to add" on the Top up sheet is a guide; it is not enforced. Practice has no cash limit, so it never fails for funds.

Terms in this tutorial

  • Broker cashThe cash you can spend in your own broker account right now.
  • MTFMargin trading facility: a loan from your broker that lets you buy shares for more than the cash you have, paying interest on the borrowed part.
  • Minimum investmentThe smallest first amount that lets a strategy buy at least one share of every stock at its weight.

Learn it in depth