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Cash at the broker: where is my uninvested money?

Cash at the broker: Your money stays in your broker account. The Dashboard reads your broker cash when you ask, and each portfolio shows its own cash not yet invested.

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0:46 video
5 chapters
Basic view
Captions, voice and music

Watch: Cash at the broker

Cash at broker is read when you tap, with the time.

Cash at the broker: where is my uninvested money?

5 chapters, 0:46, with voice and music

Screens from the RupeeCase app on sample data. Strategy figures are model, back tested, as of the date on screen. Formula and example numbers are illustrative.

2In this screen

Every button the video points at.

A still from each chapter with its buttons and fields numbered. Pick a number to zoom in on it; hover the still for a close up; Esc shows the whole screen again. Sample data, no order is placed.

Chapter 1: Where it is

Where it is: the RupeeCase app on a phone, sample data, numbered markers on the buttons listed beside it

Where it is: the RupeeCase app on a desktop, sample data, numbered markers on the buttons listed beside it

Cash at broker is read when you tap, with the time.
Shown in the video, not on this still

Chapter 2: What it means

What it means: the RupeeCase app on a phone, sample data, numbered markers on the buttons listed beside it

What it means: the RupeeCase app on a desktop, sample data, numbered markers on the buttons listed beside it

A portfolio's cash not yet invested stays in your broker account.
Shown in the video, not on this still

Where it is

ScreenDashboard and PortfolioBasic

"Cash at broker" on the Dashboard's account row (in Advanced) with Fetch, then Refresh; "Cash, not invested" in a portfolio's Holdings table; "Broker cash available" on the invest sheet.

Index in this video: Large Cap Multi Asset (the sample portfolio).

What it means

Cash at broker is the spendable cash your broker reports for the account, read only when you tap Fetch or Refresh, with the time it was read ("as of"). A portfolio's "Cash, not invested" is the part of that portfolio's money its last action did not spend, for example the small amount left when a share price does not divide evenly. It is still in your broker account; RupeeCase never holds money. The Marketplace reads broker cash to say whether it covers a strategy's minimum.

The formula

A portfolio's value = its holdings at the latest prices plus its cash not yet invested.

As computed in the RupeeCase app

Cash at broker = the broker's available cash for the account, when you tap Fetch or Refresh
Cash, not invested = the portfolio's cash balance less estimated charges
Value = holdings x latest price + cash not invested

Worked example

Example only

Broker cash Rs 1,21,480 as of 10:42
Portfolio: holdings Rs 2,54,885 + cash not invested Rs 18,535
Portfolio value: Rs 2,73,420

How to read it

"Unavailable" means the broker did not answer; tap again.
Broker cash is for the whole account; a portfolio's cash is its own share.
The next rebalance or top up can use a portfolio's cash.

Watch out

Broker cash can be spent by orders placed outside RupeeCase.
A withdrawal sells holdings; the money stays at your broker until you move it.
Margin and pledged collateral are not the same as cash.

Transcript

Tap Sound on for voice and music. These are the captions of the video, chapter by chapter.

0:00Where it is. Cash at broker is read when you tap, with the time.
0:10What it means. A portfolio's cash not yet invested stays in your broker account.
0:25Worked example. Worked example, example only: Broker cash Rs 1,21,480 as of 10:42. Portfolio: holdings Rs 2,54,885 + cash not invested Rs 18,535. Portfolio value: Rs 2,73,420.
0:30How to read it. How to read it: "Unavailable" means the broker did not answer; tap again. Broker cash is for the whole account; a portfolio's cash is its own share. The next rebalance or top up can use a portfolio's cash.
0:36Watch out. Watch out: Broker cash can be spent by orders placed outside RupeeCase. A withdrawal sells holdings; the money stays at your broker until you move it. Margin and pledged collateral are not the same as cash.

Terms in this tutorial

Broker cashThe cash you can spend in your own broker account right now.
Cash shareThe part of a portfolio sitting in cash rather than in stocks.
Demat accountThe account at a depository, opened through your broker, that holds your shares in electronic form in your own name.

Learn it in depth

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1:00Next tutorial, Managing your portfolioCombine portfolios: how do I merge two on the same strategy?Combine rolls one or more portfolios on the same strategy and mode into another. Holdings and cash move over in the books; no broker order is placed.Watch next

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Education only, not investment advice. Screens are recordings of the RupeeCase app on sample data. Strategy figures are model, back tested and after estimated charges, as of the date on screen; they are not client returns and not a promise of future returns. Formula and worked example numbers are illustrative. RupeeCase is a technology platform operated by QC Alpha Technologies Pvt Ltd; it is not a mutual fund, a PMS, an AIF or a SEBI registered investment adviser. Trades execute through your own SEBI registered broker and the shares sit in your own demat. Investments in securities markets are subject to market risks.