Hybrid, Nifty Total Market
TotalMarket Hybrid is a RupeeCase index that holds 51 names from the Nifty Total Market, ranked by momentum, with 20% in debt, rebalanced every 2 weeks. Model CAGR 39.5% (back tested, as of 27 Apr 2026), minimum about ₹2,81,000 (as of 8 Aug 2026), moderate risk band.
50 stocks, 20% debt, no gold. Fortnightly rotation.
Moderate risk band
Runs in your own 5paisa, Zebu or Arrow demat. The shares stay in your name.
01At a glance
₹100 in May 2021 became ₹581 by Jul 2026 (Nifty 50 TRI line ₹162). Model, back tested. As of 27 Apr 2026. After charges, log scale.
02Three steps
Link your broker and approve each rebalance. Stocks stay in your own demat; RupeeCase never holds your money.
Invest in TotalMarket Hybrid
Screens from the RupeeCase app. Model, back tested figures as of 27 Apr 2026; portfolio screens are a sample for illustration.
03Factsheet
Model, back tested, after charges; each block names its date.
Model, back tested, after charges, 2021 to May 2026.
Model, back tested monthly returns after charges, May 2021 to May 2026 (61 months).
Daily model record over rolling 5 years: peak to low, and days until back at that peak.
Model, back tested. As of 27 Apr 2026. Month end values, May 2021 to Jul 2026, so falls read shallower than the daily figures on the buttons. Falls this deep can happen again.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2021 | no data | no data | no data | no data | 3.2 | 9.2 | 7.4 | −5.6 | 4.1 | −0.3 | 1.1 | 10.8 | +32.9% |
| 2022 | 1.7 | −10.2 | 3.8 | 6.2 | −7.4 | 0.4 | 9.9 | 4.4 | −0.2 | 3.6 | 5.8 | 6.4 | +25.0% |
| 2023 | −5.9 | −3.7 | 3.4 | 8.1 | 4.1 | 9.3 | 12.2 | 8.4 | 6.0 | 2.8 | 12.7 | 9.1 | +87.8% |
| 2024 | 11.4 | 0.2 | −2.8 | 11.1 | 8.0 | 9.3 | 3.4 | 3.8 | 5.5 | −5.2 | 8.8 | 3.4 | +71.8% |
| 2025 | −11.6 | −10.9 | 9.0 | 0.9 | 9.3 | 1.4 | −4.7 | 2.3 | −0.2 | 4.0 | −0.1 | −0.8 | −3.8% |
| 2026 | −2.2 | 6.7 | −7.9 | 17.7 | 2.7 | no data | no data | no data | no data | no data | no data | no data | +16.2% |
Model, back tested, after charges; one calendar month per cell, in percent.
Model, back tested, month end values, May 2021 to Jul 2026.
Live quantities and prices are in the app. Sign up for RupeeCase
Weights on the rebalance day, 11 May 2026; they drift with prices until the next rebalance. Model portfolio, not a recommendation.
9 sectors in the equity sleeve. Same 50-stock equity universe as Allcap and Allcap Multi Asset, with 20% debt sleeve instead of 10% debt + 10% gold.
170 rebalances, 13 sectors touched, 11 held now.
| Sector | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Now |
|---|---|---|---|---|---|---|---|
| Other, not yet mapped | 70 | 69 | 71 | 68 | 68 | 25 | 20 |
| Capital Goods | 4 | 5 | 4 | 6 | 5 | 9 | 17 |
| Power & Utilities | 8 | 8 | 5 | 5 | 3 | 6 | 17 |
| IT & Technology | 3 | 2 | 2 | 2 | 4 | 7 | 11 |
| Chemicals | 1 | 1 | 0 | 2 | 2 | 5 | 11 |
| FMCG & Consumer | 2 | 2 | 2 | 4 | 2 | 5 | 7 |
| Metals & Mining | 5 | 5 | 6 | 5 | 5 | 14 | 4 |
| Banking & Financial | 3 | 3 | 6 | 4 | 5 | 11 | 4 |
| Auto & Components | 1 | 1 | 1 | 1 | 2 | 10 | 4 |
| Energy & Oil & Gas | 0 | 2 | 1 | 1 | 1 | 4 | 2 |
| Realty & Construction | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
| Pharma & Healthcare | 1 | 0 | 2 | 3 | 3 | 4 | out |
| Textiles | 0 | 0 | 0 | 0 | 0 | 1 | out |
Average weight of the equity sleeve that year, equal weighted at the stock level; darker is higher. Now: the list of 8 May 2026.
A fixed calendar; you approve each rebalance before your broker places the orders.
Against the list of 1 May 2026: 23 in, 24 out, 24 held, 47 on the list.
The 24 held names are in Holdings.
Model, back tested record. In plus held is the list size, which can differ from the 51 stock target. Not recommendations.
| Date | On the list | In | Out |
|---|---|---|---|
| 8 May 2026 | 47 | +23 | −24 |
| 1 May 2026 | 48 | 0 | 0 |
| 24 Apr 2026 | 48 | +21 | −21 |
| 17 Apr 2026 | 48 | 0 | 0 |
| 10 Apr 2026 | 48 | +19 | −15 |
| 3 Apr 2026 | 44 | 0 | 0 |
6 such shifts in 170 rebalances.
Equity sleeve, between two consecutive lists.
| Metric | TotalMarket Hybrid | Nifty 50 |
|---|---|---|
| Sharpe ratio | 1.77 | 0.73 |
| Sortino ratio | 1.69 | 0.70 |
| Calmar ratio | 1.97 | 0.58 |
| Volatility, a year | 21.55% | 14.04% |
| Max drawdown | −21.82% | −16.92% |
| Best week | +8.10% | +6.36% |
| Worst week | −10.54% | −6.33% |
| Weeks up | 62.84% | 57.47% |
| Average up week | +2.51% | +1.49% |
| Average down week | −2.27% | −1.57% |
Model, back tested, after charges. Weekly, rolling 5 years to 27 Apr 2026; Nifty 50 over the same window.
Moderate, Low to Very High
Already at the conservative end of the lineup.
One step bolder (Moderately High)Dynamic Asset AllocatorCAGR 45.2%, Sharpe 2.32, max drawdown −10.6%Card figures: Model, back tested. As of 27 Apr 2026. Take the risk profile to find your band.
Start from the Nifty Total Market, filtered to stocks priced under ₹5,000. The equity sleeve sits inside a multi asset frame with debt.
Score every stock by a risk adjusted momentum composite over several look backs.
Hold the top 51 equity names plus the fixed debt sleeve. Equity is equal weighted within its sleeve; the sleeve weights are fixed.
Every 2 weeks the model reruns: names out of the top 51 are sold, new entrants bought, and the full list is published.
The gold-free version of Allcap Multi Asset. Same 50-stock equity sleeve and same Nifty Total Market universe under 5000, but the 10% gold sleeve is folded into debt for a 20% LiquidCase cushion. Rebalance every 2 weeks.
The equity engine is identical to the multi-asset twin. What changes is the character of the cushion: all of it earns like debt, none of it hedges like gold.
This is not the multi-asset card. It is the simpler sibling. Same equity engine, same cost structure, but the gold inflation hedge is gone, and with it goes one moving part.
For an investor who explicitly does not want gold exposure, a simpler profile with no commodity holding and one fewer position to track, this is the card to pick. For an investor who does want the hedge, Allcap Multi Asset is the better trade.
A description, not a recommendation. Decide your own allocation, or ask a SEBI registered investment adviser.
Machine learning tested the signals, the number of names and the cadence out of sample. The rule that ships is frozen and published: a fixed, readable algorithm, not a black box.
Free Learn modules, no sign up.
0.2%of traded value, charged only when a rebalance trades
No subscription, AUM or performance fee; broker charges are separate. Fee calculator Pricing
Estimate from the model rebalance record at 0.2% of traded value; weight resets and broker charges excluded.
Model, back tested, cumulative, rolling 5 years to 27 Apr 2026. Net is gross minus estimated costs.
RupeeCase is a technology platform, not a fund, a PMS or a SEBI registered investment adviser. Model, back tested. As of 27 Apr 2026. Model figures are after estimated charges and are not actual client returns. Past performance does not guarantee future returns; capital can be lost.
Investing: Practice first, then Live
5 chapters, 0:46, no sound
04Questions
50 stocks, 20% debt, no gold. Fortnightly rotation. It selects the top 51 momentum names from Nifty Total Market (max 5000) and rebalances every 2 weeks.
About ₹2,81,000 (as of 8 Aug 2026), enough to hold one share of every name in the book at recent prices. The figure moves with the prices of the holdings.
TotalMarket Hybrid shows a model CAGR of 39.53% against 9.80% for the Nifty 50 TRI CAGR line (Jan 2021 to Jul 2026), with a Sharpe ratio of 1.77. Model, back tested. As of 27 Apr 2026. Past performance does not guarantee future returns.
21.82% peak to trough in the model record. The deepest period ran 406 days, from 20 Dec 2024 to 30 Jan 2026. Model, back tested. As of 27 Apr 2026. Drawdowns of similar size can happen again, so size the position for it.
0.2% of traded value per rebalance. No subscription, no AUM fee, no performance fee. About 3.3% of capital a year at 0.2% of traded value, from the published rebalance record: 53 rebalances in the year to 8 May 2026, about 16.7 times the portfolio traded (sales and purchases). Weight resets and broker side charges (brokerage, STT, exchange charges, GST) are not included. Turnover varies year to year. On the minimum capital of ₹2,81,000 that is about ₹9,390 a year, an estimate from the model record, not a promise.
Yes. No lock-in. Holdings sit in your own broker demat account and you can sell any name on any market day. Switching strategies or pausing the rebalance is a one-click action on the platform.
05Same family
Moderately HighMomentum
Allcap
Nifty Total Market, 50 stocks, every 2 weeks
CAGR, model44.70%Max DD−22.7%From₹2.25L
ModerateMulti asset
Allcap Multi Asset
Nifty Total Market, 52 stocks, every 2 weeks
CAGR, model40.47%Max DD−21.3%From₹2.81L
Moderately HighDynamic multi asset
Dynamic Asset Allocator
Nifty Total Market plus debt and gold, 52 stocks, every 3 weeks
CAGR, model45.18%Max DD−10.6%From₹4.76L
CAGR and Max DD on the cards: Model, back tested. As of 27 Apr 2026.
Explore next
Ready when you are
39.53% CAGR, model, back tested. About ₹2.81L to start. Every 2 weeks, you approve each one.
0.2% of traded value per rebalance. No AUM fee, no lock in. Line: the model record after charges, as of 27 Apr 2026. Not a promise of future returns.